380 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 380 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1900
Square Footage	3,229 sqft Living Area
Lot Size	33,541 sqft (0.77 acres)
Garage	Detached
Occupancy	Owner Occupied
Last Sale	$189,000 (1999)
Tax Bill	$12,523.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-126-008`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	3,229 sqft Living Area
Gross Area	5,009 sqft Gross Area
Basement Area	1,780 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Lot Area	33,541 sqft (0.77 acres)
Depth X Width	264 ft x 127 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	380 RIVER BLUFF RD
City	ELGIN
State	IL
Zip	60120-2422
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTH PARK ADDN SOUTH 264 FT EAST 127 FT LYING WEST OF BLOCK 3 PLAT OF SUB A & B & NORTH OF ALEXANDER AVE LOT B
Legal Subdivision	NORTH PARK ADDN
Legal Block	3
Legal Lot Number	B
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	6
Census Block	6013
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-126-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	380 RIVER BLUFF RD, ELGIN, IL 60120-2422
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 1999 · Amount on Record
Deed Sale	Aug 30, 1999 · Amount on Record
Deed Doc Number	199984201
Record Refreshed	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	380 RIVER BLUFF RD, ELGIN, IL 60120-2422
Transaction Type	Mortgage
Record Updated	Apr 09, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 RIVER BLUFF RD, ELGIN, IL 60120-2422

Mortgage

Document Number	0000010168
Date	Apr 01, 2024
Instrument	2024K010168

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank
Address	MARENGO, IL 60152

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 31, 2044

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	4%
Max Rate	18%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,523.00 (+15.96%)
2024		$151,195 (+21.39%) Land $30,349 Building $120,846	$453,767 (+21.44%) Land $91,083 Building $362,683
2022	$10,799.00 (+3.96%)	$124,549 (+6.96%) Land $25,000 Building $99,549	$373,647 (+6.96%) Land $75,000 Building $298,647
2021	$10,388.00	$116,444 Land $23,373 Building $93,071	$349,332 Land $70,119 Building $279,213

Flood & Wildfire

380 River Bluff Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.