Lake County property record for 402 Ridgewater Dr, Polson, MT 59860
| Property Type | Garden / Court Apartments (5+ Units) |
|---|---|
| Details | 13,472 sqft · built 2017 |
| Lot Size | 3.55 acres (154,638 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,480 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R838686 |
| Primary APN | R838686 |
|---|---|
| Alternative APNs |
|
| Units | 35 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 13,472 sqft Total Area |
| 1st Floor Area | 4,544 sqft |
| Upper Floors Area | 8,928 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Lot Area | 154,638 sqft (3.55 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 98 sqft |
| Patio Area | 98 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 0000024239 |
|---|---|
| Street Address | 402 RIDGEWATER DR |
| City | POLSON |
| State | MT |
| Zip | 59860-6506 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Garden / Court Apartments (5+ Units) |
| Legal Description | RIDGEWATER RESIDENTIAL PHS M-1, S11, T22 N, R20 W, LOT M1, ACRES 3.55 |
| Legal Range | 20W |
| Legal Township | 22N |
| Legal Section | 11 |
| Legal Subdivision | RIDGEWATER RESIDENTIAL PHS M |
| Legal Lot Number | M1 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 940305 |
Source: Lake County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2099, MISSOULA, MT 59806-2099 |
| Owner Type | Company |
| Vesting | Partnership |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 402 RIDGEWATER DR, POLSON, MT 59860-6506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 565600 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 565600 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Amount | Amount Recorded |
|---|
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,809,475 (%) | ||
| 2025 | $6,480.00 | $6,809,485 (+1.07%) | $6,809,475 (+1.07%) Land $389,145 Building $6,420,330 |
| 2023 | $6,480.00 | $6,737,390 | $6,737,390 Land $382,710 Building $6,354,680 |
| 2022 | $6,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 85% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POLSON serves 5,300 people · EPA ID MT0000308 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fiber | 100 / 100 |
May also be available: Spectrum, Verizon.
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