402 Ranchos Florida Dr, Durango, CO 81303 Property Records

La Plata County property record for 402 Ranchos Florida Dr, Durango, CO 81303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,472 sqft · built 1978
Lot Size3.3 acres (143,748 sqft)
Owner2 Individual Names on File
Tax Bill$1,863 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN5903-053-03-004

Property Details

APN / Parcel Number

Primary APN5903-053-03-004
Alternative APN
  • R005964

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,472 sqft Living Area
1st Floor Area1,472 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Lot Area143,748 sqft
PorchUnfinished Open Porch
Porch Area128 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account NumberR005964
Street Address402 RANCHOS FLORIDA DR
CityDURANGO
StateCO
Zip81303-6740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: EL RANCHOS FLORIDA 1 BLOCK: 4 LOT: 1 EL RANCHO FLA SUB #1 402 RANCHOS FLORIDA DR DURANGO 81303
Legal SubdivisionEL RANCHOS FLORIDA 1
Legal Block4
Legal Lot Number1
JurisdictionLA PLATA CO
Township / Civil DivisionIGNACIO
Census Block Group1
Census Block1019
Census Tract940300

Owner

402 Ranchos Florida Dr is owned and occupied by two individuals who acquired it in January 1993.

Source: La Plata County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address402 RANCHOS FLORIDA DR, DURANGO, CO 81303-6740
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 1993
Deed SaleJan 12, 1993
Record UpdatedOct 29, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PLATA CO
Recording DateJun 25, 2018
Property Address402 RANCHOS FLORIDA DR, DURANGO, CO 81303-6740
Document Number0001144671
Map ReferenceDOC390709
Instrument DateJun 22, 2018
Instrument1144671
Transaction TypeTransfer
Record UpdatedMar 22, 2022
Title CompanyCOLORADO TITLE & CLOSING SER

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address402 RANCHOS FLORIDA DR, DURANGO, CO 81303-6740

Mortgage

Document Number0001144672
DateJun 25, 2018
Instrument1144672
Lender
NameBANK OF THE SAN JUANS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 402 Ranchos Florida Dr was $1,863.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,940 (-2.08%) Land $10,200 Building $14,740$407,530 (-) Land $166,630 Building $240,900
2025$1,863.00$25,470 Land $10,410 Building $15,060$407,530 Land $166,630 Building $240,900
2023$1,449.00 (+1.26%)$23,260 (+10.92%) Land $9,640 Building $13,620$347,120 (+15.05%) Land $143,840 Building $203,280
2022$1,431.00$20,970 Land $5,870 Building $15,100$301,710 Land $84,480 Building $217,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Ranchos Florida Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Ranchos Florida Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 56% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Visionary Broadband
Fixed Wireless
100 / 20
AlignTec
Fixed Wireless
50 / 25

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ranchos Florida Dr

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