552 Ranchos Florida Dr, Durango, CO 81303 Property Records

La Plata County property record for 552 Ranchos Florida Dr, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,422 sqft · built 1993
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (May 2019)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5903-053-03-002`

Property Details

APN / Parcel Number

Primary APN	`5903-053-03-002`
Alternative APN	`R006013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,422 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Lot Area	156,816 sqft
Garage Type	Detached
Garage Area	1,120 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	651 sqft
Deck Area	Deck Area
Patio Area	562 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R006013
Street Address	552 RANCHOS FLORIDA DR
City	DURANGO
State	CO
Zip	81303-6740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EL RANCHOS FLORIDA 1 BLOCK: 4 LOT: 3 EL RANCHO FLORIDA SUB UNIT 1 552 RANCHOS FLORIDA DR DURANGO 81303
Legal Subdivision	EL RANCHOS FLORIDA 1
Legal Block	4
Legal Lot Number	3
Legal Unit	1
Jurisdiction	LA PLATA CO
Township / Civil Division	IGNACIO
Census Block Group	1
Census Block	1019
Census Tract	940300

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	552 RANCHOS FLORIDA DR, DURANGO, CO 81303-6740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 7, 2019	Warranty Deed, Transfer NOT AVAILABLE
May 7, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Jan 17, 2017	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	20191156218
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	552 RANCHOS FLORIDA DR, DURANGO, CO 81303-6740
Document Number	0001175250
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	552 RANCHOS FLORIDA DR DURANGO CO 813036740, DURANGO, CO 81303-6740

Mortgage

Document Number	0001175250
Date	Aug 5, 2020
Instrument	1175250

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 7, 2019
Property Address	552 RANCHOS FLORIDA DR, DURANGO, CO 81303-6740
Document Number	0001156217
Instrument Date	Jan 23, 2019
Instrument	1156217
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$48.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1625 STATE ROUTE 10 MORRIS PLAINS NJ 079502905, MORRIS PLAINS, NJ 07950-2905
Investor	Possibly a Property Investor

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 7, 2019
Property Address	552 RANCHOS FLORIDA DR, DURANGO, CO 81303-6740
Document Number	0001156218
Map Reference	DOC 390709
Instrument Date	Apr 26, 2018
Instrument	1156218
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 STATE ROUTE 10, 1625, MORRIS PLAINS, NJ 07950-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	552 RANCHOS FLORIDA DR, DURANGO, CO 81303-6740

Mortgage

Document Number	0001156219
Date	May 7, 2019
Instrument	1156219

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 17, 2017
Property Address	552 RANCHOS FLORIDA DR, DURANGO, CO 81303-6740
Document Number	0001123330
Instrument Date	Jan 13, 2017
Instrument	1123330
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	552 RANCHOS FLORIDA DR DURANGO CO 813036740, DURANGO, CO 81303-6740

Mortgage

Document Number	1123331
Date	Jan 17, 2017
Instrument	1123331

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,220 (-2.07%) Land $10,200 Building $29,020	$640,830 (-) Land $166,630 Building $474,200
2025	$2,929.00 (+20.93%)	$40,050 (+3.06%) Land $10,410 Building $29,640	$640,830 (+10.5%) Land $166,630 Building $474,200
2023	$2,422.00 (-0.66%)	$38,860 (+8.76%) Land $10,200 Building $28,660	$579,930 (+12.81%) Land $152,200 Building $427,730
2022	$2,438.00	$35,730 Land $5,870 Building $29,860	$514,070 Land $84,480 Building $429,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 61% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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