143 Ranchos Florida Dr, Durango, CO 81303 Property Records

La Plata County property record for 143 Ranchos Florida Dr, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,128 sqft · built 1985
Lot Size	6.14 acres (267,502 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2003)
Tax Bill	$2,862 (2025)
Deeds & Mortgages	Oct 2019 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5673-162-00-125`

Property Details

APN / Parcel Number

Primary APN	`5673-162-00-125`
Alternative APN	`R425107`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Lot Area	267,502 sqft
Garage Type	Detached
Garage Area	696 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	220 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R425107
Street Address	143 RANCHOS FLORIDA DR
City	DURANGO
State	CO
Zip	81303-6765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 16 TOWNSHIP: 34 RANGE: 8 TR IN NW4 SECTION: 6U TOWNSHIP: 34 RANGE: 8 TR IN E2 ADMIN REVIEW LOT CONS PROJ 2002-0201 143 RANCHOS FLORIDA DR DURANGO 81303
Legal Range	08
Legal Township	34
Legal Section	16
Legal Subdivision	RANCH
Legal Block	4
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	4
Census Block	4015
Census Tract	970703

Owner

143 Ranchos Florida Dr is owned and occupied by two individuals who acquired it in May 2018.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	143 RANCHOS FLORIDA DR, DURANGO, CO 81303-6765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
May 14, 2018	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE CNTRL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2003 · Amount on File
Deed Sale	Apr 25, 2003 · Amount on File
Last Transfer Date	May 9, 2018
Transfer Doc	0001142970
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	143 RANCHOS FLORIDA DR, DURANGO, CO 81303-6765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001162861
Date	Oct 11, 2019
Instrument	1162861

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	May 14, 2018
Property Address	143 RANCHOS FLORIDA DR, DURANGO, CO 81303-6765
Document Number	0001142970
Instrument Date	May 9, 2018
Instrument	1142970
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	143 RANCHOS FLORIDA DR DURANGO CO 813036765, DURANGO, CO 81303-6765

Mortgage

Document Number	1142971
Date	May 14, 2018
Instrument	1142971

Lender

Name	MORTGAGE CNTRL
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 143 Ranchos Florida Dr was $2,862.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,890 (-1.2%) Land $19,170 Building $27,720	$759,450 (-) Land $310,470 Building $448,980
2025	$2,862.00	$47,460 Land $19,400 Building $28,060	$759,450 Land $310,470 Building $448,980
2023	$1,720.00 (+8.79%)	$36,300 (+9.83%) Land $13,780 Building $22,520	$541,740 (+13.91%) Land $205,610 Building $336,130
2022	$1,581.00	$33,050 Land $11,050 Building $22,000	$475,590 Land $158,990 Building $316,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 143 Ranchos Florida Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Ranchos Florida Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 60% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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