Carteret County property record for 402 Marsh Island Dr, Cedar Point, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,046 sqft · built 2011 |
| Lot Size | 0.518 acres (22,564 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2017) |
| Tax Bill | $2,065 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 5374.07.67.8994000 |
| Primary APN | 5374.07.67.8994000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,046 sqft Heated Area |
| Gross Area | 1,724 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,564 sqft (0.518 acres) |
| Lot Dimensions | 157 ft deep x 87 ft wide |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 65127 |
|---|---|
| Street Address | 402 MARSH ISLAND DR |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-4500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 PH 1 SEC 1 MARSH HARBOR |
| Legal Subdivision | MARSH HARBOUR |
| Legal Phase | 1 |
| Legal Block | 67 |
| Legal Lot Number | 36 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 970806 |
402 Marsh Island Dr is owned by two individuals who bought it in June 2017.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 ASH GROVE DR, HUNTSVILLE, AL 35824-3201 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 19, 2017 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2017 · Amount on File |
| Deed Sale | Jun 19, 2017 · Amount on File |
| Prior Sale | Dec 28, 2011 · Amount on File |
| Deed Document Number | 20171579019 |
| Deed Book / Page | 1579 / 19 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 402 MARSH ISLAND DR, CEDAR POINT, NC 28584-4500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016950258 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 1695/258 |
| Instrument | 1695258 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jun 19, 2017 |
| Property Address | 402 MARSH ISLAND DR, CEDAR POINT, NC 28584-4500 |
| Document Number | 0015790019 |
| Book / Page | 1579 / 019 |
| Map Reference | MB31 PG218 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 1579019 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 YAUPON DR, 103, CAPE CARTERET, NC 28584-8950 |
| Name | Verified Name |
|---|---|
| Address | 402 MARSH ISLAND DR, CEDAR POINT, NC 28584-4500 |
| Document Number | 1579020 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 1579020 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 402 Marsh Island Dr was $2,065.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,555 (-) Land $63,299 Building $381,256 | $444,555 (-) Land $63,299 Building $381,256 | |
| 2025 | $2,065.00 | $444,555 Land $63,299 Building $381,256 | $444,555 Land $63,299 Building $381,256 |
| 2023 | $258,915 Land $66,344 Building $192,571 | $258,915 Land $66,344 Building $192,571 | |
| 2022 | $1,536.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Marsh Island Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Marsh Island Dr is moderate, ranking above 52% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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