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306 Marsh Island Dr, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 306 Marsh Island Dr, Cedar Point, NC 28584

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,552 sqft · built 2010
Lot Size0.466 acres (20,299 sqft)
Owner2 Individual Names on Record
Last Sale$336,500 (Apr 2019)
Tax Bill$2,401 (2025)
Deeds & MortgagesNov 2020 Mortgage
Apr 2019 Sale
Flood ZoneZone X (moderate risk)
APN5374.07.77.0969000

Property Details

APN / Parcel Number

Primary APN5374.07.77.0969000
Alternative APNs
  • 537852
  • 26831

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,552 sqft Heated Area
Gross Area2,653 sqft
1st Floor Area180 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialFiber Cement Siding
Foundation TypeBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area20,299 sqft (0.466 acres)
Lot Dimensions156 ft deep x 85 ft wide
Garage TypeFinished
Garage Area506 sqft
PorchSlab
Porch Area80 sqft
Deck Area13 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number26831
Street Address306 MARSH ISLAND DR
CityCEDAR POINT
StateNC
Zip28584-9337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 PH 1 SEC 1 MARSH HARBOR
Legal SubdivisionMARSH HARBOUR
Legal Phase1
Legal Block77
Legal Lot Number38
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3055
Census Tract970806

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address306 MARSH ISLAND DR, CEDAR POINT, NC 28584-9337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 9, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2019 · Amount on Record
Deed SaleApr 9, 2019 · Amount on Record
Prior SaleJun 2, 2010 · Amount on Record
Deed Document Number20191634301
Deed Book / Page1634 / 301
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address306 MARSH ISLAND DR, CEDAR POINT, NC 28584-9337
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyELEVATED NATL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016950462
DateNov 13, 2020
Book Page1695/462
Instrument1695462
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateApr 9, 2019
Property Address306 MARSH ISLAND DR, CEDAR POINT, NC 28584-9337
Document Number0016340301
Book / Page001634 / 000301
Instrument DateMar 31, 2019
Transaction TypeTransfer
Record UpdatedApr 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$673.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address306 MARSH ISLAND DR CEDAR POINT NC 285849337, CEDAR POINT, NC 28584-9337

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$520,591 (-) Land $62,337 Building $458,254$520,591 (-) Land $62,337 Building $458,254
2025$2,401.00 (+25.25%)$520,591 (+60.72%) Land $62,337 Building $458,254$520,591 (+60.72%) Land $62,337 Building $458,254
2023$323,902 Land $65,284 Building $258,618$323,902 Land $65,284 Building $258,618
2022$1,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
incl. 126 condo units
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARTERET WATER CORP
private · serves 19,512 people · EPA ID NC0416040
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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