Carteret County property record for 401 Marsh Island Dr, Cedar Point, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,537 sqft · built 2015 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $387,000 (Feb 2020) |
| Tax Bill | $2,579 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Sep 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5374.07.67.9762000 |
| Primary APN | 5374.07.67.9762000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,537 sqft Heated Area |
| Gross Area | 2,368 sqft |
| 1st Floor Area | 622 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 128 ft deep x 59 ft wide |
| Porch | Slab |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 56787 |
|---|---|
| Street Address | 401 MARSH ISLAND DR |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-0017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 PH 1 SEC 1 MARSH HARBOR |
| Legal Subdivision | MARSH HARBOUR |
| Legal Phase | 1 |
| Legal Block | 67 |
| Legal Lot Number | 20 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 970806 |
401 Marsh Island Dr is owned and occupied by an individual who acquired it in September 2021.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 MARSH ISLAND DR, CEDAR POINT, NC 28584-0017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 14, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 27, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on File |
| Deed Sale | Feb 27, 2020 · Amount on File |
| Prior Sale | Jul 21, 2017 · Amount on File |
| Deed Document Number | 20201664206 |
| Deed Book / Page | 1664 / 206 |
| Last Transfer Date | Sep 5, 2021 |
| Transfer Doc | 0017380188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 401 MARSH ISLAND DR, CEDAR POINT, NC 28584-0017 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 401 MARSH ISLAND DR, CEDAR POINT, NC 28584-0017 |
| Document Number | 0017660138 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 1766/138 |
| Instrument | 1766138 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 14, 2021 |
| Property Address | 401 MARSH ISLAND DR, CEDAR POINT, NC 28584-0017 |
| Document Number | 0017380188 |
| Book / Page | 1738 / 188 |
| Map Reference | MB 31 PG 218 |
| Instrument Date | Sep 5, 2021 |
| Instrument | 1738188 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 MARSH ISLAND DR, CEDAR POINT, NC 28584-0017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Feb 27, 2020 |
| Property Address | 401 MARSH ISLAND DR, CEDAR POINT, NC 28584-0017 |
| Document Number | 0016640206 |
| Book / Page | 001664 / 000206 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $774.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 MARSH ISLAND DR CEDAR POINT NC 285840017, CEDAR POINT, NC 28584-0017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 21, 2017 |
| Property Address | 401 MARSH ISLAND DR, CEDAR POINT, NC 28584-0017 |
| Document Number | 0015820161 |
| Book / Page | 1582 / 161 |
| Map Reference | MB31 PG218 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 1582161 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $704.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 STELLA BRIDGEWAY DR, 403, STELLA, NC 28582-5016 |
| Name | Verified Name |
|---|---|
| Address | 401 MARSH ISLAND DR, CEDAR POINT, NC 28584-0017 |
| Document Number | 1582162 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 1582162 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 401 Marsh Island Dr was $2,579.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,764 (-) Land $71,400 Building $489,364 | $560,764 (-) Land $71,400 Building $489,364 | |
| 2025 | $2,579.00 | $560,764 Land $71,400 Building $489,364 | $560,764 Land $71,400 Building $489,364 |
| 2023 | $347,403 Land $56,336 Building $291,067 | $347,403 Land $56,336 Building $291,067 | |
| 2022 | $2,055.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Marsh Island Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Marsh Island Dr is moderate, ranking above 52% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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