400 Marsh Island Dr, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 400 Marsh Island Dr, Cedar Point, NC 28584

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,046 sqft · built 2012
Lot Size	0.462 acres (20,125 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Feb 2013)
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`5374.07.67.9986000`

Property Details

APN / Parcel Number

Primary APN	`5374.07.67.9986000`
Alternative APNs	`132515` `59273`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,046 sqft Heated Area
Gross Area	1,647 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,125 sqft (0.462 acres)
Lot Dimensions	222 ft deep x 85 ft wide
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	59273
Street Address	400 MARSH ISLAND DR
City	CEDAR POINT
State	NC
Zip	28584-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 PH 1 SEC 1 MARSH HARBOR
Legal Subdivision	MARSH HARBOUR
Legal Phase	1
Legal Block	67
Legal Lot Number	37
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3055
Census Tract	970806

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	400 MARSH ISLAND DR, CEDAR POINT, NC 28584-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2013 · Amount on Record
Deed Sale	Feb 14, 2013 · Amount on Record
Deed Document Number	20131437008
Deed Book / Page	1437 / 8
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	400 MARSH ISLAND DR, CEDAR POINT, NC 28584-4500
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MARSH ISLAND DR, CEDAR POINT, NC 28584-4500

Mortgage

Document Number	0018740308
Date	Dec 29, 2025
Book Page	1874/308
Instrument	1874308

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,016 (-) Land $61,387 Building $371,629	$433,016 (-) Land $61,387 Building $371,629
2025	$2,014.00 (+16.62%)	$433,016 (+48.56%) Land $61,387 Building $371,629	$433,016 (+48.56%) Land $61,387 Building $371,629
2023		$291,471 Land $71,340 Building $220,131	$291,471 Land $71,340 Building $220,131
2022	$1,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	339 units insured incl. 126 condo units
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20