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402 E Walnut St, Watson, IL 62473 Property Records

Effingham County property record for 402 E Walnut St, Watson, IL 62473

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,080 sqft · built 1984
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Jul 2020)
Tax Bill$1,707 (2024)
Deeds & MortgagesApr 2026 Transfer
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-21-041-006

Property Details

APN / Parcel Number

Primary APN14-21-041-006

Interior

Bedrooms1 Bed
Stories1 Story
Building Area1,080 sqft Base Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Garage Area260 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address402 E WALNUT ST
CityWATSON
StateIL
Zip62473-1062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 INDIAN HILLS SUB 3594/241 2390/39 920/13
Legal SubdivisionHILLS SUBDIVISION
Legal Lot Number6
JurisdictionEFFINGHAM IL
Township / Civil DivisionWATSON
Census Block Group1
Census Block1078
Census Tract950400

Owner

Source: Effingham County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address402 E WALNUT ST, WATSON, IL 62473-1062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 31, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleOct 18, 2007 · Amount on Record
Deed Document Number202020004125
Deed Book / Page3594 / 241
Last Transfer DateApr 24, 2026
Transfer Doc0000001498
Record UpdatedSep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionEFFINGHAM IL
Recording DateApr 27, 2026
Property Address402 E WALNUT ST, WATSON, IL 62473-1062
Document Number0000001498
Instrument DateApr 24, 2026
Instrument20261498
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E WALNUT ST, WATSON, IL 62473-1062

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJul 31, 2020
Property Address402 E WALNUT ST, WATSON, IL 62473-1062
Document Number003594/241
Book / Page3594 / 241
Map ReferenceMB 13 PG 37
Instrument DateJul 30, 2020
Instrument202020004125
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E WALNUT ST, WATSON, IL 62473-1062

Mortgage

Document Number202020004126
DateJul 31, 2020
Instrument202020004126
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionWatson Township
MunicipalityWatson Village
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,707.00 (+3.33%)$34,750 (+21.55%) Land $4,420 Building $30,330$104,250 (+21.55%) Land $13,260 Building $90,990
2022$1,652.00 Homeowner's exemption$28,590 Land $3,640 Building $24,950$85,770 Land $10,920 Building $74,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER-WATSON
serves 754 people · EPA ID IL0490500
Water SourcePurchased surface water from EJ WATER COOPERATIVE
Last State InspectionMar 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

May also be available: Fidium Fiber, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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