307 E Walnut St, Watson, IL 62473 Property Records

Effingham County property record for 307 E Walnut St, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Lot Size	0.219 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$51,000 (Mar 2020)
Tax Bill	$1,439 (2022)
Deeds & Mortgages	Nov 2020 Line of Credit Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-21-041-009`

Property Details

APN / Parcel Number

Primary APN	`14-21-041-009`

Exterior

Lot Area	9,583 sqft (0.219 acres)

Location & Zoning

Street Address	307 E WALNUT ST
City	WATSON
State	IL
Zip	62473-1061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 INDIAN HILLS SUB 3538/283 3086/276 2913/195 1307/85 947/161
Legal Subdivision	HILLS SUBDIVISION
Legal Lot Number	9
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1078
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1006 CRESTWOOD DR, EFFINGHAM, IL 62401-3160
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Mar 2, 2020	Warranty Deed, Transfer THE TITLE CENTER/FL, THE TITLE CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	202020000944
Deed Book / Page	3538 / 283
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	307 E WALNUT ST, WATSON, IL 62473-1061
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 CRESTWOOD DR, EFFINGHAM, IL 62401-3160

Mortgage

Document Number	003632/177
Date	Nov 19, 2020
Book Page	3632/177
Instrument	202020006421

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 2, 2020
Property Address	307 E WALNUT ST, WATSON, IL 62473-1061
Document Number	003538/283
Book / Page	3538 / 283
Instrument Date	Feb 28, 2020
Instrument	202020000944
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	THE TITLE CENTER/FL, THE TITLE CENTER

Transaction

Amount	Amount Recorded
Tax	$152.02
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,439.00	$17,060 Land $3,420 Building $13,640	$51,180 Land $10,260 Building $40,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-WATSON serves 754 people · EPA ID IL0490500
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Mar 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Fidium Fiber, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Walnut St

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