303 E Walnut St, Watson, IL 62473 Property Records

Effingham County property record for 303 E Walnut St, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1 bd · 884 sqft · built 1986
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Oct 2012)
Tax Bill	$1,829 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-21-041-011`

Property Details

APN / Parcel Number

Primary APN	`14-21-041-011`

Interior

Bedrooms	1 Bed
Building Area	884 sqft Base Area
1st Floor Area	884 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	303 E WALNUT ST
City	WATSON
State	IL
Zip	62473-1061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 INDIAN HILLS SUB 3874/290 2882/53 2193/192 1230/265 1044/124 808/161
Legal Subdivision	HILLS SUBDIVISION
Legal Lot Number	11
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1078
Census Tract	950400

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 E WALNUT ST, WATSON, IL 62473-1061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2012 · Amount on Record
Deed Sale	Oct 19, 2012 · Amount on Record
Prior Sale	Jan 3, 2006
Deed Document Number	20121205612
Deed Book / Page	2882 / 53
Last Transfer Date	Aug 4, 2023
Transfer Doc	003874/290
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 24, 2023
Property Address	303 E WALNUT ST, WATSON, IL 62473-1061
Document Number	003874/290
Book / Page	3874 / 290
Map Reference	MB 13 PG 37 PL 64-A
Instrument Date	Aug 4, 2023
Instrument	202323002736
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 E WALNUT ST, WATSON, IL 62473-1061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 E WALNUT ST, WATSON, IL 62473-1061

Mortgage

Document Number	202323002737
Date	Aug 24, 2023
Instrument	202323002737

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,829.00 (+33.5%)	$36,810 (+21.53%) Land $4,150 Building $32,660	$110,430 (+21.53%) Land $12,450 Building $97,980
2022	$1,370.00 Homeowner's exemption	$30,290 Land $3,420 Building $26,870	$90,870 Land $10,260 Building $80,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-WATSON serves 754 people · EPA ID IL0490500
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Mar 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Fidium Fiber, Wisper ISP.

Nearby Properties on E Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures