304 E Walnut St, Watson, IL 62473 Property Records

Effingham County property record for 304 E Walnut St, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	884 sqft · built 1987
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2017)
Tax Bill	$1,231 (2022)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-041-002`

Property Details

APN / Parcel Number

Primary APN	`14-21-041-002`

Interior

Building Area	884 sqft Base Area
Basement Area	500 sqft

Exterior

Year Built	Built 1987
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	304 E WALNUT ST
City	WATSON
State	IL
Zip	62473-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 INDIAN HILLS SUB 3312/212 1995/63 1730/285 1168/99 721/199
Legal Subdivision	HILLS SUBDIVISION
Legal Lot Number	2
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1083
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 E WALNUT ST, WATSON, IL 62473-1060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	201701702900
Deed Book / Page	3312 / 212
Record Updated	Jun 7, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 30, 2017
Property Address	304 E WALNUT ST, WATSON, IL 62473-1060
Document Number	3312/212
Book / Page	3312 / 212
Map Reference	PL 64-A MB 13 PG 37
Instrument Date	Jun 28, 2017
Instrument	201701702900
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 E WALNUT ST, 304, WATSON, IL 62473-1060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 S 5TH ST, EFFINGHAM, IL 62401-2659

Mortgage

Document Number	201701702901
Date	Jun 30, 2017
Instrument	201701702901

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,231.00 Homeowner's exemption	$27,890 Land $3,280 Building $24,610	$83,670 Land $9,840 Building $73,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-WATSON serves 754 people · EPA ID IL0490500
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Mar 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Fidium Fiber, Wisper ISP.

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