Fayette County property record for 402 Bowood Rd, Smithfield, PA 15478
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,548 sqft · built 1976 |
| Lot Size | 30.2 acres (1,319,824 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Nov 2018) |
| Tax Bill | $2,321 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-13-0048 |
| Primary APN | 24-13-0048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 1,319,824 sqft (30.2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 586 sqft |
| Deck Area | 72 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 402 BOWOOD RD |
|---|---|
| City | SMITHFIELD |
| State | PA |
| Zip | 15478-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 30.2991 AC R1 RM |
| Legal Subdivision | HUGH SACKETT PLAN 1 |
| Jurisdiction | FAYETTE PA |
| Township / Civil Division | NICHOLSON |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 263100 |
Source: Fayette County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 BOWOOD RD, SMITHFIELD, PA 15478-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jun 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SOMERSET TRUST CO |
| Nov 29, 2018 | Deed, Transfer · ARM SOMERSET TRUST CO |
| Nov 29, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on Record |
| Deed Sale | Nov 29, 2018 · Amount on Record |
| Prior Sale | Nov 29, 2018 · Amount on Record |
| Deed Document Number | 201812454 |
| Deed Book / Page | 3389 / 2077 |
| Last Transfer Date | May 28, 2021 |
| Transfer Doc | 3476/736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FAYETTE PA |
| Recording Date | Jun 11, 2021 |
| Property Address | 402 BOWOOD RD, SMITHFIELD, PA 15478-1016 |
| Document Number | 3476/736 |
| Book / Page | 3476 / 736 |
| Map Reference | VOL 68 PG 26 |
| Instrument Date | May 28, 2021 |
| Instrument | 202100006250 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 BOWOOD RD, SMITHFIELD, PA 15478-1016 |
| Document Number | 202100006251 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 202100006251 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE PA |
| Recording Date | Nov 29, 2018 |
| Property Address | 402 BOWOOD RD, SMITHFIELD, PA 15478-1016 |
| Document Number | 03389/2035 |
| Book / Page | 3389 / 2035 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 201800012449 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 BOWOOD RD, SMITHFIELD, PA 15478-1016 |
| Document Number | 201800012450 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 201800012450 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Dec 5, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 10% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE PA |
| Recording Date | Nov 29, 2018 |
| Property Address | 402 BOWOOD RD, SMITHFIELD, PA 15478-1016 |
| Document Number | 03389/2077 |
| Book / Page | 3389 / 2077 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 201800012454 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 BOWOOD RD, SMITHFIELD, PA 15478-1016 |
Source: Fayette County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fayette County |
| County Subdivision | Nicholson Township |
| Unified School District | Albert Gallatin Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,321.00 (+100.09%) | $46,320 (-) Land $10,170 Building $36,150 | |
| 2025 | $1,160.00 (-23.88%) | $46,320 (-29.04%) Land $10,170 Building $36,150 | |
| 2024 | $1,524.00 (-50.02%) | $65,275 (-) Land $29,125 Building $36,150 | |
| 2023 | $65,275 Land $29,125 Building $36,150 | ||
| 2022 | $3,049.00 | ||
| 2003 | $92,640 Land $20,340 Building $72,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBERT GALLATIN MUNI AUTH serves 2,695 people · EPA ID PA5260027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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