Fayette County property record for 398 Bowood Rd, Smithfield, PA 15478
| Property Type | Mobile Home |
|---|---|
| Details | 864 sqft |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Nov 2018) |
| Tax Bill | $614 (2026) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-13-0048-01 |
| Primary APN | 24-13-0048-01 |
|---|
| Building Area | 864 sqft Living Area |
|---|---|
| 1st Floor Area | 864 sqft |
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 30,492 sqft (0.7 acres) |
| Terrain | Above Road/Slope |
| Deck Area | 96 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 398 BOWOOD RD |
|---|---|
| City | SMITHFIELD |
| State | PA |
| Zip | 15478-1018 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 0.70 AC MOBILE HOME |
| Jurisdiction | FAYETTE PA |
| Township / Civil Division | NICHOLSON |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 263100 |
398 Bowood Rd, a mobile home, is owned by two individuals who bought it in November 2018.
Source: Fayette County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 BOWOOD RD, SMITHFIELD, PA 15478-1016 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2018 | Deed, Transfer · ARM SOMERSET TRUST CO |
| Nov 29, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on File |
| Deed Sale | Nov 29, 2018 · Amount on File |
| Prior Sale | Nov 29, 2018 · Amount on File |
| Deed Document Number | 201812454 |
| Deed Book / Page | 3389 / 2077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE PA |
| Recording Date | Nov 29, 2018 |
| Property Address | 398 BOWOOD RD, SMITHFIELD, PA 15478-1018 |
| Document Number | 03389/2035 |
| Book / Page | 3389 / 2035 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 201800012449 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 BOWOOD RD, SMITHFIELD, PA 15478-1016 |
| Document Number | 201800012450 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 201800012450 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 10% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE PA |
| Recording Date | Nov 29, 2018 |
| Property Address | 398 BOWOOD RD, SMITHFIELD, PA 15478-1018 |
| Document Number | 03389/2077 |
| Book / Page | 3389 / 2077 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 201800012454 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 BOWOOD RD, SMITHFIELD, PA 15478-1016 |
The 2026 property tax bill for 398 Bowood Rd was $614, up 100.7% from the year before.
Source: Fayette County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fayette County |
| County Subdivision | Nicholson Township |
| Unified School District | Albert Gallatin Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614.00 (+100.65%) | $12,250 Land $4,250 Building $8,000 | |
| 2025 | $306.00 (+6.99%) | ||
| 2024 | $286.00 | $12,250 (-) Land $4,250 Building $8,000 | |
| 2023 | $12,250 Land $4,250 Building $8,000 | ||
| 2022 | $572.00 | ||
| 2003 | $24,500 Land $8,500 Building $16,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 398 Bowood Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Bowood Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN WATER ASSN private · serves 3,856 people · EPA ID PA5260032 |
|---|---|
| Water Source | Purchased surface water from NORTH FAYETTE CNTY MUNI AUTH |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2021 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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