385 Bowood Rd, Smithfield, PA 15478 Property Records

Fayette County property record for 385 Bowood Rd, Smithfield, PA 15478

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,728 sqft · built 1900
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Tax Bill	$1,371 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-13-0053-01`

Property Details

APN / Parcel Number

Primary APN	`24-13-0053-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	74,052 sqft (1.7 acres)
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Shed	1 Shed
Shed Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	385 BOWOOD RD
City	SMITHFIELD
State	PA
Zip	15478-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.7026 AC R1 ATTD RG RM
Legal Subdivision	VANCE WEIMER PLAN NO 1
Jurisdiction	FAYETTE PA
Township / Civil Division	NICHOLSON
Census Block Group	1
Census Block	1044
Census Tract	263100

Owner

Source: Fayette County assessment roll, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	385 BOWOOD RD, SMITHFIELD, PA 15478-1019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FSLA OF GREEN CO
Jul 30, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 2, 2007
Transfer Doc	03021/1821
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	385 BOWOOD RD, SMITHFIELD, PA 15478-1019
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03620/1582
Date	Sep 29, 2025
Book Page	3620/1582
Instrument	202500008962

Lender

Name	FIRST FSLA OF GREEN CO
Type	Bank
Address	UNIONTOWN, PA 15401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2030

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	285 BOWOOD RD, SMITHFIELD, PA 15478
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3443/689
Date	Jul 30, 2020
Book Page	3443/689
Instrument	202000006953

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
County Subdivision	Nicholson Township
Unified School District	Albert Gallatin Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,371.00 (+100.15%)	$27,350 (-) Land $10,700 Building $16,650
2025	$685.00 (+7.37%)	$27,350 (-) Land $10,700 Building $16,650
2024	$638.00 (-50.04%)	$27,350 (-) Land $10,700 Building $16,650
2023		$27,350 Land $10,700 Building $16,650
2022	$1,277.00
2003			$54,700 Land $21,400 Building $33,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN WATER ASSN private · serves 3,856 people · EPA ID PA5260032
Water Source	Purchased surface water from NORTH FAYETTE CNTY MUNI AUTH
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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