402 Ave A, Key West, FL 33040 Property Records

Monroe County property record for 402 Ave A, Key West, FL 33040 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 840 sqft · built 1974
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,529 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00151610-000000`

Property Details

APN / Parcel Number

Primary APN	`00151610-000000`
Alternative APNs	`22672600151610000000` `1197149`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2002
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	231 sqft
Porch	Enclosed Porch
Porch Area	1,188 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1197149
Old Parcel Number	22672600151610000000
Street Address	402 AVENUE A
City	KEY WEST
State	FL
Zip	33040-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 5 LT 8 JOHNSONVILLE PB-1-53 BIG COPPITT OR193-158-159 OR1117-1545 OR1117-1546 OR1117-1547 OR3094-0209
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	5
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3025
Census Tract	971700

Owner

Source: Monroe County records · APN 00151610-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 AVENUE A, KEY WEST, FL 33040-5512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2021
Deed Sale	Dec 01, 2021
Deed Document Number	0003094209
Deed Book / Page	3094 / 209
Prior Transfer Date	May 03, 2021
Prior Transfer Doc	2317326
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 03, 2021
Property Address	402 AVENUE A, KEY WEST, FL 33040-5512
Document Number	0030940209
Book / Page	3094 / 209
Map Reference	MB 1 PG 53
Instrument Date	Apr 16, 2021
Instrument	2317326
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	TITLE COMPANY OF JERSEY, THE, TITLE COMPANY OF HOMESTEAD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32H MIRIAM ST, 32H, KEY WEST, FL 33040-5754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 AVENUE A, KEY WEST, FL 33040-5512

Mortgage

Document Number	3094211
Date	May 03, 2021
Instrument	3094/211

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$500,754 (+2.17%)	$540,522 (+8.71%) Land $325,000 Building $215,522
2024	$4,529.00 (+1.05%)
2023	$4,482.00 (+1.84%) Senior Citizen's exemption	$490,097 (+3%)	$497,221 (+4.5%) Land $297,500 Building $199,721
2022	$4,401.00 Senior Citizen's exemption	$475,823 Land $275,000 Building $200,823	$475,823 Land $275,000 Building $200,823

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879717003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 233 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 units insured 39 under condo master policies
Nearby Flood Claims	287 (1980–2022)
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 49 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Oct 1998 · 50 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.