326 Ave A, Key West, FL 33040 Property Records

Monroe County property record for 326 Ave A, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,302 sqft · built 2004
Lot Size0.227 acres (9,900 sqft)
OwnerIndividual Name on Record
Last Sale$779,000 (Aug 2026)
Tax Bill$6,784 (2025)
Deeds & MortgagesAug 2026 Sale
Oct 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00151530-000000

Property Details

APN / Parcel Number

Primary APN00151530-000000
Alternative APNs
  • 22672600151530000000
  • 1197068

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,302 sqft Living Area
1st Floor Area1,302 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,900 sqft (0.227 acres)
Lot Dimensions100 ft deep x 99 ft wide
PorchUnfinished Open Porch
Porch Area53 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1197068
Street Address326 AVENUE A
CityKEY WEST
StateFL
Zip33040-5514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 4 LTS 13 & 14 JOHNSONVILLE PB-1-53 BIG COPPITT Z-342 J2-247 OR759-1741/1743 OR767-1352QC OR868-1821 (RE 151520 NOW COMBINED WITH THIS PARCEL PER OWNERS REQUEST DONE FOR 2003 TAX ROLL 02/10/03) OR3197-0910
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionJOHNSONVILLE SUBD
Legal Block4
Legal Lot Number13,14
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3024
Census Tract971700

Owner

Source: Monroe County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address326 AVENUE A, KEY WEST, FL 33040-5514
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Warranty Deed, Transfer
CLOSING AGENT INC, CLOSING DEPARTMENT INC
Oct 12, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2026 · Amount on Record
Deed SaleAug 19, 2026 · Amount on Record
Prior SaleOct 12, 2022 · Amount on Record
Deed Document Number20262557231
Deed Book / Page3398 / 1305
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 19, 2026
Property Address326 AVENUE A, KEY WEST, FL 33040-5514
Document Number0002557231
Book / Page3398 / 1305
Instrument DateAug 19, 2026
Instrument20262557231
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyCLOSING AGENT INC, CLOSING DEPARTMENT INC

Transaction

AmountAmount Recorded
Tax$550,753.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 AVENUE A, KEY WEST, FL 33040-5514

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 12, 2022
Property Address326 AVENUE A, KEY WEST, FL 33040-5514
Document Number0031970910
Book / Page3197 / 910
Map ReferenceMB 1 PG 53
Instrument DateOct 7, 2022
Instrument2394120
Transaction TypeTransfer
Record UpdatedNov 3, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,005.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address917 CHEROKEE TRL, 917, TALLASSEE, AL 36078-4028

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 AVENUE A, KEY WEST, FL 33040-5514

Mortgage

Document Number0003197912
DateOct 12, 2022
Instrument3197/912
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,784.00 (+11.67%)$688,483 (+7.86%) Land $437,580 Building $250,903$688,483 (+7.86%) Land $437,580 Building $250,903
2024$6,075.00 (-0.9%)
2023$6,130.00 (+89.84%)$638,332 (+89.29%) Land $400,554 Building $237,778$638,332 (-4.13%) Land $400,554 Building $237,778
2022$3,229.00 Homeowner's exemption$337,223$665,862 Land $370,260 Building $295,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 233 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 units insured
incl. 39 condo units
Nearby Flood Claims287 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 49 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Oct 1998 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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