Monroe County property record for 441 Ave A, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2014 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $369,000 (Aug 2014) |
| Tax Bill | $3,787 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00151220-000000 |
| Primary APN | 00151220-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 540 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 274 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1196720 |
|---|---|
| Street Address | 441 AVENUE A |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 2 JOHNSONVILLE PB-1-53 BIG COPPITT OR102-8-9 OR2637-817/18 OR2700-1908/09 OR3173-1185 OR3293-2076LP |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | JOHNSONVILLE SUBD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 971700 |
Source: Monroe County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 441 AVENUE A, KEY WEST, FL 33040-5531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2014 · Amount on Record |
| Deed Sale | Aug 28, 2014 · Amount on Record |
| Prior Sale | Jul 2, 2013 · Amount on Record |
| Deed Document Number | 20141995846 |
| Deed Book / Page | 2700 / 1908 |
| Last Transfer Date | May 11, 2022 |
| Transfer Doc | 0031731185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 12, 2022 |
| Property Address | 441 AVENUE A, KEY WEST, FL 33040-5531 |
| Document Number | 0031731185 |
| Book / Page | 3173 / 1185 |
| Map Reference | MB 1 PG 53 |
| Instrument Date | May 4, 2022 |
| Instrument | 2375329 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 AVENUE A, 441, KEY WEST, FL 33040-5531 |
| Name | Verified Name |
|---|---|
| Address | 441 AVENUE A, KEY WEST, FL 33040-5531 |
| Document Number | 0031731189 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 3173/1189 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,787.00 (+5.22%) Homeowner's exemption | $381,995 (+5.99%) | $642,525 (+9.21%) Land $325,000 Building $317,525 |
| 2024 | $3,599.00 (+5.02%) | ||
| 2023 | $3,427.00 (+2.7%) Homeowner's exemption | $360,418 (+3%) | $588,339 (+3.4%) Land $297,500 Building $290,839 |
| 2022 | $3,337.00 Homeowner's exemption | $349,921 | $568,990 Land $275,000 Building $293,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 233 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 39 condo units |
| Nearby Flood Claims | 287 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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