Monroe County property record for 400 Ave A, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,225 sqft · built 1958 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (May 2022) |
| Tax Bill | $4,526 (2024) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00151600-000000 |
| Primary APN | 00151600-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 69 sqft |
| Deck Area | Deck Area |
| Patio Area | 998 sqft |
| Cooling System | Wall Unit |
|---|
| Account Number | 1197131 |
|---|---|
| Street Address | 400 AVENUE A |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 7 JOHNSONVILLE PB1-53 BIG COPPITT OR319-168 OR1034-905 OR1054-2474R/S OR1196-1700 OR1372-1009C/T OR1383-1831 OR1383-1832 OR1404-308/309C OR2226-2465/66 OR3174-1239 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | JOHNSONVILLE SUBD |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 971700 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 AVENUE A, KEY WEST, FL 33040-5512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Prior Sale | May 16, 1996 · Amount on Record |
| Deed Document Number | 20222376130 |
| Deed Book / Page | 3174 / 1239 |
| Transfer Doc | 1383001831 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 18, 2022 |
| Property Address | 400 AVENUE A, KEY WEST, FL 33040-5512 |
| Document Number | 0031741239 |
| Book / Page | 3174 / 1239 |
| Map Reference | MB 1 PG 53 |
| Instrument Date | May 12, 2022 |
| Instrument | 2376130 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4920 TAXAHAW RD, 4920, LANCASTER, SC 29720-9631 |
| Name | Verified Name |
|---|---|
| Address | 700 YOEST CIR, ANTIOCH, TN 37013-4169 |
| Document Number | 0031741241 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 3174/1241 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $529,580 (+10.42%) Land $325,000 Building $204,580 | $529,580 (+10.42%) Land $325,000 Building $204,580 | |
| 2024 | $4,526.00 (+0.24%) | ||
| 2023 | $4,515.00 (+364.98%) | $479,605 (+364.87%) Land $297,500 Building $182,105 | $479,605 (+3.36%) Land $297,500 Building $182,105 |
| 2022 | $971.00 Homeowner's exemption | $103,170 | $464,022 Land $275,000 Building $189,022 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 233 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 39 condo units |
| Nearby Flood Claims | 287 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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