4015 Tree Ridge Ln NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 4015 Tree Ridge Ln NE, Palm Bay, FL 32905

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,170 sqft · built 1981
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Aug 2019)
Tax Bill	$671 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-01-A-2.05`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-01-A-2.05`
Alternative APNs	`28-37-28-01-0000A.0-0002.05` `2836669`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	1,256 sqft
1st Floor Area	558 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	100 ft deep x 8.3 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	86 sqft
Deck Area	14 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836669
Street Address	4015 TREE RIDGE LN NE
City	PALM BAY
State	FL
Zip	32905-4656
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM15
Legal Description	PINEHURST PART OF LOT 2 BLK A AS DES IN ORB 2304 PG 2997 AKA LOT 205 OF PINEWOOD I & II TOWNHOMES
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PINEHURST
Legal Block	A
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1002
Census Tract	65130

Owner

4015 Tree Ridge Ln NE, a townhouse, is owned and occupied by an individual who bought it in August 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4015 TREE RIDGE LN NE, PALM BAY, FL 32905-4656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	May 10, 2004 · Amount on File
Deed Document Number	2019189790
Deed Book / Page	8525 / 2623
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 28, 2019
Property Address	4015 TREE RIDGE LN NE, PALM BAY, FL 32905-4656
Document Number	0085252623
Book / Page	8525 / 2623
Map Reference	MB 25 PG 132
Instrument Date	Aug 26, 2019
Instrument	2019189790
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	MAJESTIC TTL SVCS A DIV OF L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2027 SNAPDRAGON DR NW, 2027, PALM BAY, FL 32907-7209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 TREE RIDGE LN NE, PALM BAY, FL 32905-4656

Mortgage

Document Number	2019189791
Date	Aug 28, 2019
Instrument	2019189791

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4015 Tree Ridge Ln NE was $671 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,290 (+2.69%)	$97,550 (-6.58%)
2025	$671.00 Homeowner's exemption	$69,420	$104,420 Land $18,000 Building $86,420
2023	$652.00 (+3.82%) Homeowner's exemption	$65,510 (+2.99%)	$108,160 (+54.12%) Land $18,000 Building $90,160
2022	$628.00 Homeowner's exemption	$63,610	$70,180 Land $18,000 Building $52,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4015 Tree Ridge Ln NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4015 Tree Ridge Ln NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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