3923 Tree Ridge Ln NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 3923 Tree Ridge Ln NE, Palm Bay, FL 32905

Property Summary

Property Type	Quadplex
Details	3 bd · 2.5 ba · 3,480 sqft · built 1984
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Company Names on Record
Last Sale	$530,000 (Nov 2024)
Tax Bill	$8,162 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-01-B-15`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-01-B-15`
Alternative APNs	`28-37-28-01-0000B.0-0015.00` `2836704`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	2 Stories
Building Area	3,480 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2001
Architectural Style	Quadruplex
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	134 ft deep x 140 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	96 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836704
Street Address	3923 TREE RIDGE LN NE
City	PALM BAY
State	FL
Zip	32905-4664
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	RM15
Legal Description	PINEHURST LOT 15 BLK B
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PINEHURST
Legal Block	B
Legal Lot Number	15
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1000
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	13918 E MISSISSIPPI AVE, 302, AURORA, CO 80012-3603
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Jan 26, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	2024233084
Deed Book / Page	10206 / 224
Prior Transfer Date	Jul 29, 2014
Prior Transfer Doc	0071972853
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3923 TREE RIDGE LN NE, PALM BAY, FL 32905-4664
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 TREE RIDGE LN NE, PALM BAY, FL 32905-4664
Investor	Possibly a Property Investor

Mortgage

Document Number	0095992247
Date	Aug 30, 2022
Book Page	9599/2247
Instrument	2022213420

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 26, 2026
Property Address	3923 TREE RIDGE LN NE, PALM BAY, FL 32905-4664
Document Number	0105311270
Book / Page	10531 / 1270
Map Reference	MB 25 PG 132
Instrument Date	Jan 26, 2026
Instrument	2026015667
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13918 E MISSISSIPPI AVE, AURORA, CO 80012-3603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13918 E MISSISSIPPI AVE # 302, AURORA, CO 80012-3603

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 6, 2021
Property Address	3923 TREE RIDGE LN NE, PALM BAY, FL 32905-4664
Document Number	0091800228
Book / Page	9180 / 228
Map Reference	MB 25 PG 132
Instrument Date	Jun 29, 2021
Instrument	2021174269
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	NOT AVAILABLE, FOUNDATION TTL & SETMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,502.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	564 SE 4TH, 564, MELBOURNE, FL 32666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12911 SUNSTONE AVE, ORLANDO, FL 32832-6271

Mortgage

Document Number	9180230
Date	Jul 6, 2021
Instrument	9180/230

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,800 (-)	$436,800 (-)
2025	$8,162.00 (+13.8%)	$436,800 (+26.39%)	$436,800 (+26.39%)
2024	$7,172.00 (+13.97%)
2023	$6,293.00 (+12.13%)	$345,600 (+2%) Land $27,200 Building $318,400	$345,600 (+2%) Land $27,200 Building $318,400
2022	$5,612.00	$288,000 Land $27,200 Building $260,800	$288,000 Land $27,200 Building $260,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

Nearby Properties on Tree Ridge Ln NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures