4016 Tree Ridge Ln NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 4016 Tree Ridge Ln NE, Palm Bay, FL 32905

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,170 sqft · built 1981
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Aug 2022)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-01-A-2.06`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-01-A-2.06`
Alternative APNs	`28-37-28-01-0000A.0-0002.06` `2836670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	1,256 sqft
1st Floor Area	558 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	100 ft deep x 8.3 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	86 sqft
Deck Area	14 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836670
Street Address	4016 TREE RIDGE LN NE
City	PALM BAY
State	FL
Zip	32905-4656
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM15
Legal Description	PINEHURST PART OF LOT 2 BLK A AS DES IN ORB 2312 PG 1595 AKA LOT 206 OF PINEWOOD I & II TOWNHOMES
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PINEHURST
Legal Block	A
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1002
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6242 W CEDAR HILL RD, WEST JORDAN, UT 84081-3112
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
May 15, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM
May 14, 2019	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Document Number	2022210936
Deed Book / Page	9597 / 5
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 25, 2022
Property Address	4016 TREE RIDGE LN NE, PALM BAY, FL 32905-4656
Document Number	0095970005
Book / Page	9597 / 5
Map Reference	MB 2304 PG 2972
Instrument Date	Aug 16, 2022
Instrument	2022210936
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	BELLA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	797 FURTH RD NW, 797, PALM BAY, FL 32907-7856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 TREE RIDGE LN NE, PALM BAY, FL 32905-4656

Mortgage

Document Number	0095970007
Date	Aug 25, 2022
Book Page	9597/7
Instrument	2022210937

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 15, 2019
Property Address	4016 TREE RIDGE LN NE, PALM BAY, FL 32905-4656
Document Number	0084391818
Book / Page	008439 / 001818
Instrument Date	May 14, 2019
Instrument	104303
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 TREE RIDGE LN NE PALM BAY FL 329054656, PALM BAY, FL 32905-4656

Mortgage

Document Number	84391820
Date	May 15, 2019
Book Page	008439/001820
Instrument	104304

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4016 TREE RIDGE LN NE, PALM BAY, FL 32905-4656
Document Number	0084552977
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 PALMETTO AVE #610 MERRITT ISLAND FL 329533512, 610, MERRITT ISLAND, FL 32953-3512

Mortgage

Document Number	0084552977
Date	Jun 5, 2019
Book Page	008455/002977
Instrument	120933

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,650 (-7.44%)	$104,650 (-7.44%)
2025	$2,140.00 (-5.85%)	$113,060 (-4.22%) Land $18,000 Building $95,060	$113,060 (-4.22%) Land $18,000 Building $95,060
2023	$2,273.00 (+62.71%)	$118,040 (+68.2%) Land $18,000 Building $100,040	$118,040 (+68.2%) Land $18,000 Building $100,040
2022	$1,397.00	$70,180 Land $18,000 Building $52,180	$70,180 Land $18,000 Building $52,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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