4111 Tree Ridge Ln NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 4111 Tree Ridge Ln NE, Palm Bay, FL 32905

Property Summary

Property Type	Quadplex
Details	3 bd · 2 ba · 3,480 sqft · built 1981
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jul 2023)
Tax Bill	$7,408 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-01-B-16`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-01-B-16`
Alternative APNs	`28-37-28-01-0000B.0-0016.00` `2836705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	4 Units
Stories	2 Stories
Building Area	3,480 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1999
Architectural Style	Quadruplex
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	134 ft deep x 140 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	96 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836705
Street Address	4111 TREE RIDGE LN NE
City	PALM BAY
State	FL
Zip	32905-4657
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	RM15
Legal Description	PINEHURST LOT 16 BLK B
Legal Subdivision	PINEHURST
Legal Block	B
Legal Lot Number	16
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1000
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	75 E 3RD ST, 7, SHERIDAN, WY 82801-3674
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 19, 2025	Intrafamily Transfer, Transfer
Jul 3, 2023	Warranty Deed, Transfer · FHA Mortgage UNMB HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Dec 30, 2002 · Amount on Record
Deed Document Number	2023139363
Deed Book / Page	9828 / 2900
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4111 TREE RIDGE LN NE, PALM BAY, FL 32905-4657
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4113 TREE RIDGE LN NE, PALM BAY, FL 32905-4657

Mortgage

Document Number	0103871746
Date	Jul 21, 2025
Book Page	10387/1746
Instrument	2025144681

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Sep 19, 2025
Property Address	4111 TREE RIDGE LN NE, PALM BAY, FL 32905-4657
Document Number	0104351853
Book / Page	10435 / 1853
Map Reference	MB 25 PG 132
Instrument Date	Sep 19, 2025
Instrument	2025189263
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4113 TREE RIDGE LN NE, PALM BAY, FL 32905-4657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 E 3RD ST # 7, 7, SHERIDAN, WY 82801-3674

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 3, 2023
Property Address	4111 TREE RIDGE LN NE, PALM BAY, FL 32905-4657
Document Number	0098282900
Book / Page	9828 / 2900
Map Reference	MB 25 PG 132
Instrument Date	Jun 30, 2023
Instrument	2023139363
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1381 PINEAPPLE AVE, MELBOURNE, FL 32935-6537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4113 TREE RIDGE LN NE, PALM BAY, FL 32905-4657

Mortgage

Document Number	0098282901
Date	Jul 3, 2023
Instrument	9828/2901

Lender

Name	UNMB HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,800 (-)	$436,800 (-)
2025	$7,408.00 (-0.84%) Homeowner's exemption	$436,800 (-) Land $27,200 Building $409,600	$436,800 (-) Land $27,200 Building $409,600
2024	$7,471.00 (+87.43%) Homeowner's exemption	$436,800 (+26.39%) Land $27,200 Building $409,600	$436,800 (+26.39%) Land $27,200 Building $409,600
2023	$3,986.00 (+19.7%)	$345,600 (+2%) Land $27,200 Building $318,400	$345,600 (+2%) Land $27,200 Building $318,400
2022	$3,330.00	$288,000 Land $27,200 Building $260,800	$288,000 Land $27,200 Building $260,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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