4013 Natchez Trace Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4013 Natchez Trace Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,005 sqft Heated Area
Lot Size	5,489 sqft (0.126 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2024)
Tax Bill	$3,338.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`83256`
Alternative APN	`092630056000010300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,005 sqft Heated Area
Gross Area	1,443 sqft Gross Area
1st Floor	1,005 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,489 sqft (0.126 acres)
Depth X Width	110 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	414 sqft Garage
Porch	Open Porch
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	83256
Street Address	4013 NATCHEZ TRACE DR
City	SAINT CLOUD
State	FL
Zip	34769-6812
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE PB 5 PGS 105-106 LOT 30
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	NATCHEZ TRACE & PINE ISLE IN CITY
Legal Tract	560
Legal Block	1
Legal Lot Number	30
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3031
Census Tract	43208

Owner

Source: Osceola County records · APN 83256

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4013 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6812
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Apr 22, 1998 · Amount on Record
Deed Doc Number	2024109441
Deed Book / Page	6653 / 2978
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4013 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6812
Document Number	0056800430
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4013 NATCHEZ TRACE DR ST CLOUD FL 347696812, ST CLOUD, FL 34769-6812

Mortgage

Document Number	0056800430
Date	Feb 25, 2020
Book Page	005680/000430
Instrument	27365

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,338.00 (+702.4%) Homeowner's exemption	$229,400 (+198.57%) Land $60,000 Building $169,400	$229,400 (+4.13%) Land $60,000 Building $169,400
2023	$416.00 (+9.19%) Homeowner's exemption Senior Citizen's exemption	$76,834 (+3%)	$220,300 (+30.51%) Land $55,000 Building $165,300
2022	$381.00 Homeowner's exemption Senior Citizen's exemption	$74,597	$168,800 Land $42,000 Building $126,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.