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4009 Natchez Trace Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4009 Natchez Trace Dr, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,286 sqft Living Area
Lot Size5,488 sqft (0.126 acres)
GarageAttached, 399 sqft
Last Sale$315,000 (2024)
Tax Bill$1,565.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-26-30-0560-0001-0290
Alternative APNs
  • 263009056000010290
  • 83255

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,286 sqft Living Area
Gross Area1,697 sqft Gross Area
1st Floor1,007 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,488 sqft (0.126 acres)
Depth X Width110 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area399 sqft Garage
Patio Area120 sqft Patio
Porch Area12 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4009 NATCHEZ TRACE DR
CitySAINT CLOUD
StateFL
Zip34769-6812
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNATCHEZ TRACE PB 5 PGS 105-106 LOT 29
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionNATCHEZ TRACE
Legal Tract560
Legal Block290
Legal Lot Number29
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3031
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0560-0001-0290

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5659 JONES RD, SAINT CLOUD, FL 34771-9547
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FIRST FEDERAL BANK
Dec 12, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
INTERCAP LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2024 · Amount on Record
Deed SaleDec 11, 2024 · Amount on Record
Prior SaleOct 27, 2016 · Amount on Record
Deed Doc Number2024155836
Deed Book / Page6708 / 2687
Prior Transfer DateSep 16, 2005
Prior Transfer Doc0029140565
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4009 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6812
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address4009 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6812

Mortgage

Document Number0058542340
DateDec 18, 2020
Book Page5854/2340
Instrument2020172636
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressALPHARETTA, GA 30022
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4009 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6812
Document Number0052570689
Book / Page005257 / 000689
Instrument DateDec 12, 2017
Transaction TypeMortgage
Record UpdatedJan 15, 2018
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4009 NATCHEZ TRACE DR ST CLOUD FL 347696812, ST CLOUD, FL 34769-6812

Mortgage

Document Number0052570689
DateDec 19, 2017
Book Page005257/000689
Instrument181196
Lender
NameINTERCAP LNDG
AddressDRAPER, UT 84020
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2047
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,455.00 (+184.66%)$248,700 (+74.66%) Land $60,000 Building $188,700$248,700 (+3.97%) Land $60,000 Building $188,700
2024$1,565.00 (+3.85%)
2023$1,507.00 (+5.16%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$142,390 (+3%)$239,200 (+30.5%) Land $55,000 Building $184,200
2022$1,433.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$138,243$183,300 Land $42,000 Building $141,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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