1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Natchez Trace Dr

4005 Natchez Trace Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4005 Natchez Trace Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,236 sqft · built 1994
Lot Size0.126 acres (5,489 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Aug 2020)
Tax Bill$2,647 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN83254

Property Details

APN / Parcel Number

Primary APN83254
Alternative APN
  • 092630056000010280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,236 sqft Heated Area
Gross Area1,946 sqft Gross Area
1st Floor Area1,236 sqft 1st Floor
Stories1 Story
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces
Garage TypeFinished
Garage Area440 sqft Garage
FenceFence
PorchOpen Porch
Porch Area270 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number83254
Street Address4005 NATCHEZ TRACE DR
CitySAINT CLOUD
StateFL
Zip34769-6812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNATCHEZ TRACE PB 5 PGS 105-106 LOT 28
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionNATCHEZ TRACE & PINE ISLE IN CITY
Legal Tract560
Legal Block1
Legal Lot Number28
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3031
Census Tract43208

Owner

Source: Osceola County records · APN 83254

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4005 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2020 · Amount on Record
Deed SaleAug 04, 2020 · Amount on Record
Deed Document Number0005768953
Deed Book / Page5768 / 953
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 04, 2020
Property Address4005 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6812
Document Number0057680953
Book / Page5768 / 953
Map ReferenceMB 5 PG 105&106
Instrument DateAug 04, 2020
Instrument2020102226
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6947 BETH RD, 6947, ORLANDO, FL 32824-8986

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6812

Mortgage

Document Number0005768954
DateAug 04, 2020
Instrument5768/954
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,647.00 (+6.6%) Homeowner's exemption$190,812 (+5.99%)$248,900 (+3.97%) Land $60,000 Building $188,900
2023$2,483.00 (+3.89%) Homeowner's exemption$180,034 (+3%)$239,400 (+30.46%) Land $55,000 Building $184,400
2022$2,390.00 Homeowner's exemption$174,791$183,500 Land $42,000 Building $141,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Natchez Trace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures