4020 Natchez Trace Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4020 Natchez Trace Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,401 sqft Heated Area
Lot Size	5,489 sqft (0.126 acres)
Occupancy	Owner Occupied
Last Sale	$98,900 (2000)
Tax Bill	$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`83240`
Alternative APN	`092630056000010140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,401 sqft Heated Area
Gross Area	2,103 sqft Gross Area
1st Floor	1,209 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,489 sqft (0.126 acres)
Depth X Width	110 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	504 sqft Garage
Porch	Enclosed Porch
Porch Area	390 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	83240
Street Address	4020 NATCHEZ TRACE DR
City	SAINT CLOUD
State	FL
Zip	34769-6814
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE PB 5 PGS 105-106 LOT 14
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	NATCHEZ TRACE & PINE ISLE IN CITY
Legal Tract	560
Legal Block	1
Legal Lot Number	14
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3032
Census Tract	43208

Owner

Source: Osceola County records · APN 83240

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4020 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6814
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2000 · Amount on Record
Deed Sale	Nov 27, 2000 · Amount on Record
Prior Sale	Nov 24, 1998 · Amount on Record
Deed Doc Number	0180801240
Deed Book / Page	01808 / 01240
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$92,541 (+5.99%)	$255,200 (+3.78%) Land $60,000 Building $195,200
2023	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$87,314 (+3%)	$245,900 (+30.45%) Land $55,000 Building $190,900
2022	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$84,771	$188,500 Land $42,000 Building $146,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 943 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.