Lake County property record for 4012 Ross Rd, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,334 sqft · built 1929 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,400 (Jan 2024) |
| Tax Bill | $878 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0057-0037 |
| Primary APN | 001-01-39-0057-0037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| Gross Area | 2,001 sqft |
| 1st Floor Area | 667 sqft |
| Basement Area | 667 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4012 ROSS RD |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT. SE. SE. NW. S.25 T.36 R.9 0.23 A. |
| Legal Range | 9W |
| Legal Township | 36N |
| Legal Section | 25 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 41302 |
Source: Lake County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4012 ROSS RD, GARY, IN 46408-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 14, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 30, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on File |
| Deed Sale | Jan 11, 2024 · Amount on File |
| Prior Sale | Dec 14, 2017 |
| Deed Document Number | 2024501294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 11, 2024 |
| Property Address | 4012 ROSS RD, GARY, IN 46408-1732 |
| Document Number | 0000001294 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024-501294 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4012 ROSS RD, GARY, IN 46408-1732 |
| Document Number | 0000001295 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 2024-501295 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 14, 2017 |
| Property Address | 4012 ROSS RD, GARY, IN 46408-1732 |
| Document Number | 0000085104 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 85104 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9542 FARMER DR HIGHLAND IN 463223229, HIGHLAND, IN 46322-3229 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 30, 2017 |
| Property Address | 4012 ROSS RD, GARY, IN 46408-1732 |
| Document Number | 0000040957 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 40957 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 425 WALNUT ST CINCINNATI OH 452023956, CINCINNATI, OH 45202-3956 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,500 (+122.08%) Land $12,400 Building $75,100 | $87,500 (+122.08%) Land $12,400 Building $75,100 | |
| 2024 | $878.00 (+21.94%) | ||
| 2023 | $39,400 (+9.44%) Land $12,000 Building $27,400 | $39,400 (+9.44%) Land $12,000 Building $27,400 | |
| 2022 | $720.00 | $36,000 Land $8,700 Building $27,300 | $36,000 Land $8,700 Building $27,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1981–1999) |
| Most Recent Claim | Apr 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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