4010 Ross Rd, Gary, IN 46408 Property Records

Lake County property record for 4010 Ross Rd, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,357 sqft · built 1937
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on Record
Tax Bill$1,146 (2024)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-01-39-0057-0032

Property Details

APN / Parcel Number

Primary APN001-01-39-0057-0032
Alternative APNs
  • 45-07-25-181-010.000-001
  • 013900570032

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,357 sqft Living Area
Basement Area1,357 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1949
Construction TypeWood
Roof MaterialOther
Lot Area74,052 sqft (1.7 acres)
TerrainRolling
Garage TypeDetached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-01-39-0057-0032
Old Parcel Number013900570032
Street Address4010 ROSS RD
CityGARY
StateIN
Zip46408-1732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT. SE. SE. NW. S.25 T.36 R.9 1.69 A. (112.85 X 654.65 FT.)
Legal Range09
Legal Township36
Legal Section25
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1007
Census Tract41302

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4010 ROSS RD, GARY, IN 46408-1732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2011
Deed SaleJul 26, 2011
Prior SaleSep 16, 2014
Deed Document Number0000040150
Last Transfer DateMay 26, 2021
Transfer Doc0000010456
Record UpdatedJun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateMay 26, 2021
Property Address4010 ROSS RD, GARY, IN 46408-1732
Document Number0000010456
Instrument DateMay 17, 2021
Instrument2021-510456
Transaction TypeTransfer
Record UpdatedJun 4, 2021
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4010 ROSS RD, GARY, IN 46408-1732

Mortgage

Document Number0000010457
DateMay 26, 2021
Instrument2021-510457
Lender
NameCENTIER BANK
TypeBank
AddressGALT, MO 64641
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$115,800 (+13.31%) Land $27,700 Building $88,100$115,800 (+13.31%) Land $27,700 Building $88,100
2024$1,146.00 (-50.56%)
2023$102,200 (+7.58%) Land $26,700 Building $75,500$102,200 (+7.58%) Land $26,700 Building $75,500
2022$2,318.00$95,000 Land $20,200 Building $74,800$95,000 Land $20,200 Building $74,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims10 (1981–1999)
Most Recent ClaimApr 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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