Lake County property record for 3945 Ross Rd, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,356 sqft · built 1936 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (May 2022) |
| Tax Bill | $708 (2024) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0057-0020 |
| Primary APN | 001-01-39-0057-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| Gross Area | 1,708 sqft |
| 1st Floor Area | 678 sqft |
| Basement Area | 352 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3945 ROSS RD |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT. N.1/2 SE.1/4 NW.1/4 LYNG E. OF ROSS RD. S.25 T.36 R.9 0.69AC |
| Legal Range | 9W |
| Legal Township | 36N |
| Legal Section | 25 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41302 |
3945 Ross Rd is owned and occupied by an individual who bought it in May 2022.
Source: Lake County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3945 ROSS RD, GARY, IN 46408-1729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on File |
| Deed Sale | May 10, 2022 · Amount on File |
| Deed Document Number | 2022519503 |
| Prior Transfer Date | May 3, 2022 |
| Prior Transfer Doc | 0000019503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 10, 2022 |
| Property Address | 3945 ROSS RD, GARY, IN 46408-1729 |
| Document Number | 0000019503 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022-519503 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | MERIDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000019504 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022-519504 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,800 Land $24,000 Building $56,800 | $80,800 Land $24,000 Building $56,800 | |
| 2024 | $708.00 | ||
| 2023 | $72,600 (+8.52%) Land $23,100 Building $49,500 | $72,600 (+8.52%) Land $23,100 Building $49,500 | |
| 2022 | $594.00 | $66,900 Land $16,900 Building $50,000 | $66,900 Land $16,900 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3945 Ross Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1981–1999) |
| Most Recent Claim | Apr 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3945 Ross Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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