Lake County property record for 3936 Ross Rd, Gary, IN 46408
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 2,506 sqft · built 1936 |
| Lot Size | 0.485 acres (21,127 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,633 (Apr 2025) |
| Tax Bill | $2,918 (2024) |
| Deeds & Mortgages | Apr 2025 Second Mortgage Apr 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0057-0023 |
| Primary APN | 001-01-39-0057-0023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,506 sqft Living Area |
| Gross Area | 3,896 sqft |
| 1st Floor Area | 1,253 sqft |
| Basement Area | 1,253 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 21,127 sqft (0.485 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 137 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3936 ROSS RD |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-1730 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | S.60X360.73X62.10X343.74 OF THE N. 329.43 OF E. 482.39FT. SE NW S.25 T.36 R.9 .485AC. |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41302 |
3936 Ross Rd, a duplex, is owned and occupied by two individuals who bought it in April 2025.
Source: Lake County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3936 ROSS RD, GARY, IN 46408-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT |
| Apr 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jan 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on File |
| Deed Sale | Apr 15, 2025 · Amount on File |
| Prior Sale | Jan 2, 2020 · Amount on File |
| Deed Document Number | 2025512765 |
| Prior Transfer Date | Sep 13, 2006 |
| Prior Transfer Doc | 2007050789 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 3936 ROSS RD, GARY, IN 46408-1730 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3936 ROSS RD, GARY, IN 46408-1730 |
| Document Number | 0000012767 |
|---|---|
| Date | Apr 15, 2025 |
| Instrument | 2025-512767 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | GARY, IN 46408 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 15, 2025 |
| Property Address | 3936 ROSS RD, GARY, IN 46408-1730 |
| Document Number | 0000012765 |
| Instrument Date | Apr 9, 2025 |
| Instrument | 2025-512765 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3936 ROSS RD, GARY, IN 46408-1730 |
| Document Number | 0000012766 |
|---|---|
| Date | Apr 15, 2025 |
| Instrument | 2025-512766 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Number | 0000012767 |
|---|---|
| Date | Apr 15, 2025 |
| Instrument | 2025-512767 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | GARY, IN 46408 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 2, 2020 |
| Property Address | 3936 ROSS RD, GARY, IN 46408-1730 |
| Document Number | 0000000028 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 2020 000028 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3936 ROSS RD, GARY, IN 46408-1730 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000029 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 2020 000029 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,700 (+5.71%) Land $19,000 Building $134,700 | $153,700 (+5.71%) Land $19,000 Building $134,700 | |
| 2024 | $2,918.00 | $145,400 (+2.83%) Land $18,300 Building $127,100 | $145,400 (+2.83%) Land $18,300 Building $127,100 |
| 2023 | $141,400 (+4.82%) Land $18,300 Building $123,100 | $141,400 (+4.82%) Land $18,300 Building $123,100 | |
| 2022 | $2,698.00 | $134,900 Land $13,400 Building $121,500 | $134,900 Land $13,400 Building $121,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3936 Ross Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1981–1999) |
| Most Recent Claim | Apr 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3936 Ross Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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