401 Willow Br Rd, Norman, OK 73072 Property Records

Cleveland County property record for 401 Willow Br Rd, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,671 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Apr 2017)
Tax Bill	$3,429 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29QUBK1 3 5001`

Property Details

APN / Parcel Number

Primary APN	`NC29QUBK1 3 5001`
Alternative APN	`42220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,671 sqft Living Area
1st Floor Area	2,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	624 sqft
Porch	Porch
Porch Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42220
Old Parcel Number	42220
Street Address	401 WILLOW BRANCH RD
City	NORMAN
State	OK
Zip	73072-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZN RM
Legal Description	QUAILBROOK I LOT 5 BLK 3
Legal Range	03W
Legal Township	09N
Legal Section	27
Legal Subdivision	QUAIL BROOK 1
Legal Block	3
Legal Lot Number	5
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3002
Census Tract	201512

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 WILLOW BRANCH RD, NORMAN, OK 73072-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 20, 2017	Grant Deed, Transfer · FHA Mortgage CREDIT UNION MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Dec 10, 2015
Deed Document Number	R 2017 11993
Deed Book / Page	5667 / 0163
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	401 WILLOW BRANCH RD, NORMAN, OK 73072-4510
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202316384
Date	Jun 21, 2023
Book Page	6560/309
Instrument	R 2023 16384

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	4826

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 20, 2017
Property Address	401 WILLOW BRANCH RD, NORMAN, OK 73072-4510
Document Number	0000011993
Book / Page	005667 / 000163
Instrument Date	Apr 13, 2017
Instrument	11993
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 WILLOW BRANCH RD NORMAN OK 730724510, NORMAN, OK 73072-4510

Mortgage

Document Number	11994
Date	Apr 20, 2017
Book Page	005667/000164
Instrument	11994

Lender

Name	CREDIT UNION MTG SVCS
Type	Mortgage Company
Address	NEW BRIGHTON, MN 55112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,429.00 (+6.26%) Homeowner's exemption	$29,572 (+6.09%) Land $5,282 Building $24,290	$334,828 (+7.51%) Land $59,806 Building $275,022
2023	$3,227.00 Homeowner's exemption	$27,875 Land $4,373 Building $23,502	$311,445 Land $48,868 Building $262,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: OEC Fiber.

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