401 W State St, Geneva, IL 60134 Property Records

Kane County property record for 401 W State St, Geneva, IL 60134

Property Summary

Property TypeCommercial
Details2,955 sqft · built 1915
Lot Size0.224 acres (9,750 sqft)
OwnerCompany Name on File
Tax Bill$11,769 (2025)
Deeds & MortgagesSep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN12-03-409-011

Property Details

APN / Parcel Number

Primary APN12-03-409-011
Alternative APN
  • 12-03-409-015

Interior

Total Rooms8 Rooms
Stories2 Stories
Building Area2,955 sqft Gross Area
Basement Area985 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Lot Area9,750 sqft (0.224 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Old Parcel Number1203409011
Street Address401 W STATE ST
CityGENEVA
StateIL
Zip60134-3128
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionGENEVA ORIGINAL TOWN LOT 1 BLK 40 AS DESC IN DOC 2023K033184
Legal SubdivisionGENEVA ORIGINAL TOWN
Legal Block40
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2004
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Geneva Historic District
listed 1982 · 150 contributing resources · NRIS 82002549

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 W State St, a commercial property, is owned by a company that acquired it in September 2023.

Source: Kane County records, as of July 23, 2026

Owner of RecordCompany Name on File
Mailing Address409 FRANKLIN ST, GENEVA, IL 60134-2640
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 18, 2023
Transfer Doc0000033184
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateSep 22, 2023
Property Address401 W STATE ST, GENEVA, IL 60134-3128
Document Number0000033184
Instrument DateSep 18, 2023
Instrument2023K033184
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 FRANKLIN ST, GENEVA, IL 60134-2640

Tax Assessment & Valuation

The 2025 property tax bill for 401 W State St was $11,769.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,769.00$153,210 (+8.5%) Land $61,812 Building $91,398$459,814 (+8.5%) Land $185,510 Building $274,304
2024$141,208 Land $56,970 Building $84,238$423,794 Land $170,978 Building $252,815
2022$10,365.00 (+2.03%)$119,282 (+3.86%) Land $48,124 Building $71,158$357,846 (+3.86%) Land $144,372 Building $213,474
2021$10,159.00$114,848 Land $46,335 Building $68,513$344,544 Land $139,005 Building $205,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 W State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 W State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on W State St

Nearby Streets

Search Property Records by Address or Parcel Number