Kane County property record for 315 W State St, #23, Geneva, IL 60134
| Property Type | Commercial |
|---|---|
| Details | 27,062 sqft · built 1925 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $3,680,000 (Dec 2014) |
| Tax Bill | $69,864 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-410-005 |
| Primary APN | 12-03-410-005 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 27,062 sqft Gross Area |
| Basement Area | 4,400 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 15,000 sqft (0.344 acres) |
| Cooling System | Central |
|---|
| Street Address | 315 W STATE ST, 23 |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2156 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 4 & 5 OF ERL CARLSONS SUB |
| Legal Subdivision | ERL CARLSONS SUB |
| Legal Block | 2 |
| Legal Lot Number | 4,5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 473 DUNHAM RD, 200, SAINT CHARLES, IL 60174-5726 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BLACKHAWK BANK |
| Dec 8, 2017 | Trustee's Deed, Construction Loan · Line of Credit ST CHARLES BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2014 · Amount on Record |
| Deed Sale | Dec 10, 2014 · Amount on Record |
| Deed Document Number | 201462460 |
| Prior Transfer Date | Dec 27, 2010 |
| Prior Transfer Doc | 0000000851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 315 W STATE ST # 23, 23, GENEVA, IL 60134-2156 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000034263 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022K034263 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 8, 2017 |
| Property Address | 315 W STATE ST # 23, 23, GENEVA, IL 60134-2156 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 64075 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 321 N CLARK ST #800 CHICAGO IL 606544766, 800, CHICAGO, IL 60654-4766 |
| Document Number | 0000064075 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 64075 |
| Name | ST CHARLES BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 7, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,864.00 (+13.55%) | ||
| 2024 | $838,185 (+18.38%) Land $110,615 Building $727,570 | $2,515,561 (+18.43%) Land $331,978 Building $2,183,583 | |
| 2022 | $61,529.00 (+2.03%) | $708,034 (+3.86%) Land $93,439 Building $614,595 | $2,124,102 (+3.86%) Land $280,317 Building $1,843,785 |
| 2021 | $60,302.00 | $681,719 Land $89,966 Building $591,753 | $2,045,157 Land $269,898 Building $1,775,259 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures