409 W State St, Geneva, IL 60134 Property Records

Kane County property record for 409 W State St, Geneva, IL 60134 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail
Year Built	Built 1930
Square Footage	2,560 sqft Gross Area
Lot Size	9,000 sqft (0.207 acres)
Tax Bill	$11,270.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`12-03-409-010`
Alternative APN	`12-03-409-014`

Interior

Total Rooms	7 Rooms
Building Area	2,560 sqft Gross Area
Basement Area	780 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	9,000 sqft (0.207 acres)

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Old Parcel Number	1203409010
Street Address	409 W STATE ST
City	GENEVA
State	IL
Zip	60134-2157
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	GENEVA ORIGINAL TOWN LOT 2 & E 5.02 FT LOT 3 BLK 40 AS DESC IN DOC 2023K033186
Legal Subdivision	GENEVA ORIGINAL TOWN
Legal Block	40
Legal Lot Number	2,3
Jurisdiction	KANE IL
Minor Civil Division	GENEVA
Census Blockgroup	2
Census Block	2004
Census Tract	852608

Owner

Source: Kane County records · APN 12-03-409-010

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	409 FRANKLIN ST, GENEVA, IL 60134-2640
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 18, 2023
Transfer Doc	0000033186
Record Refreshed	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 22, 2023
Property Address	409 W STATE ST, GENEVA, IL 60134-2157
Document Number	0000033186
Instrument Date	Sep 18, 2023
Instrument	2023K033186
Transaction Type	Transfer
Record Updated	Oct 02, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W STATE ST, GENEVA, IL 60134-2157

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,270.00 (+13.55%)	$146,709 (+8.5%) Land $57,058 Building $89,651	$440,303 (+8.5%) Land $171,242 Building $269,061
2024		$135,216 (+18.38%) Land $52,588 Building $82,628	$405,810 (+18.43%) Land $157,827 Building $247,983
2022	$9,925.00 (+2.04%)	$114,219 (+3.86%) Land $44,422 Building $69,797	$342,657 (+3.86%) Land $133,266 Building $209,391
2021	$9,727.00	$109,974 Land $42,771 Building $67,203	$329,922 Land $128,313 Building $201,609

Flood & Wildfire

409 W State St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.