Winchester City property record for 401 Summit Ave, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,325 sqft · built 1957 |
| Lot Size | 0.53 acres (23,074 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,000 (Aug 2019) |
| Tax Bill | $2,343 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 331-03-81-82 |
| Primary APN | 331-03-81-82 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Basement Area | 1,325 sqft |
| Unfinished Basement | 1,325 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,074 sqft (0.53 acres) |
| Lot Dimensions | 177 ft deep x 130 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 126 sqft |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2720 |
|---|---|
| Street Address | 401 SUMMIT AVE |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | C D DYE SDL-81 & 82 S S 401-405 SUMMIT AVENUE |
| Legal Subdivision | C D DYE |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 302 |
Source: Winchester City records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 SUMMIT AVE, WINCHESTER, VA 22601-4251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Nov 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 6, 2019 | Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on Record |
| Deed Sale | Aug 6, 2019 · Amount on Record |
| Prior Sale | Apr 18, 2012 · Amount on Record |
| Deed Document Number | 20191530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 401 SUMMIT AVE, WINCHESTER, VA 22601-4251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 SUMMIT AVE, WINCHESTER, VA 22601-4251 |
| Document Number | 0240000213 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 240000213 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 401 SUMMIT AVE, WINCHESTER, VA 22601-4251 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0180000250 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 180000250 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 401 SUMMIT AVE, WINCHESTER, VA 22601-4251 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 401 SUMMIT AVE, WINCHESTER, VA 22601-4251 |
| Document Number | 0210003749 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 210003749 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Aug 6, 2019 |
| Property Address | 401 SUMMIT AVE, WINCHESTER, VA 22601-4251 |
| Document Number | 0190001530 |
| Map Reference | MB 211 PG 118 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 190001530 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 401 SUMMIT AVE, WINCHESTER, VA 22601-4251 |
| Document Number | 0190001531 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 190001531 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Number | 0190001533 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 190001533 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Credit Union |
| Address | HORSHAM, PA 19044 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,343.00 | $294,700 (+12.4%) Land $60,000 Building $234,700 | |
| 2025 | $2,343.00 (+7.67%) | $294,700 (+12.4%) Land $60,000 Building $234,700 | |
| 2023 | $2,176.00 (+20.09%) | $262,200 Land $60,000 Building $202,200 | $262,200 Land $60,000 Building $202,200 |
| 2022 | $1,812.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1988–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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