Winchester City property record for 412 Summit Ave, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,062 sqft · built 2016 |
| Lot Size | 0.291 acres (12,676 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Mar 2016) |
| Tax Bill | $3,501 (2026) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 331-03-42 |
| Primary APN | 331-03-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| 1st Floor Area | 2,062 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,676 sqft (0.291 acres) |
| Lot Dimensions | 195 ft deep x 65 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 174 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3866 |
|---|---|
| Street Address | 412 SUMMIT AVE |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | C D DYE SD L-42 N S 412 SUMMIT AVENUE |
| Legal Subdivision | C D DYE |
| Legal Lot Number | 42 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 302 |
Source: Winchester City records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 SUMMIT AVE, WINCHESTER, VA 22601-4252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2016 · Amount on Record |
| Deed Sale | Mar 30, 2016 · Amount on Record |
| Deed Document Number | 2016675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 412 SUMMIT AVE, WINCHESTER, VA 22601-4252 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0230001919 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 230001919 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 412 SUMMIT AVE, WINCHESTER, VA 22601-4252 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 210001887 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 210001887 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Feb 1, 2046 |
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,501.00 | $440,400 (+13.74%) Land $50,000 Building $390,400 | |
| 2025 | $3,501.00 (+8.96%) | $440,400 (+13.74%) Land $50,000 Building $390,400 | |
| 2023 | $3,213.00 (+8.69%) | $387,200 Land $50,000 Building $337,200 | $387,200 Land $50,000 Building $337,200 |
| 2022 | $2,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1988–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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