Winchester City property record for 321 Summit Ave, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 988 sqft · built 1955 |
| Lot Size | 0.277 acres (12,079 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Sep 2015) |
| Tax Bill | $1,999 (2026) |
| Deeds & Mortgages | Oct 2005 Mortgage Sep 2015 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 331-03-79 |
| Primary APN | 331-03-79 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 816 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Sunroom | Sunroom |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,079 sqft (0.277 acres) |
| Lot Dimensions | 185 ft deep x 65 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 21 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5645 |
|---|---|
| Street Address | 321 SUMMIT AVE |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | C D DYE SD L-79 S S 321 SUMMIT AVENUE |
| Legal Subdivision | C D DYE |
| Legal Lot Number | 79 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 302 |
Source: Winchester City records · APN 331-03-79
Assessment roll updated June 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1341 AMBROSE DR, WINCHESTER, VA 22603-8610 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2005 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Sep 21, 2015 | Deed, Transfer · Conventional Mortgage CBM MORTGAGE LLC |
| Mar 14, 2008 | Trustee's Deed, Foreclosure BANK OF CLARKE COUNTY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2015 · Amount on Record |
| Deed Sale | Sep 21, 2015 · Amount on Record |
| Prior Sale | Mar 14, 2008 · Amount on Record |
| Deed Document Number | 20152217 |
| Prior Transfer Date | Apr 14, 2014 |
| Prior Transfer Doc | 0000000844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 321 SUMMIT AVE, WINCHESTER, VA 22601-4249 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0050005025 |
|---|---|
| Date | Oct 11, 2005 |
| Instrument | 050005025 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2035 |
| Rate | 6% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Sep 21, 2015 |
| Property Address | 321 SUMMIT AVE, WINCHESTER, VA 22601-4249 |
| Document Number | 150002217 |
| Map Reference | DD211 PG118 |
| Instrument Date | Sep 18, 2015 |
| Instrument | 150002217 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0150002218 |
|---|---|
| Date | Sep 21, 2015 |
| Instrument | 150002218 |
| Name | CBM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRONT ROYAL, VA 22630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2045 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Mar 14, 2008 |
| Property Address | 321 SUMMIT AVE, WINCHESTER, VA 22601-4249 |
| Document Number | 0080000688 |
| Map Reference | DD211 PG118 |
| Instrument Date | Feb 26, 2008 |
| Instrument | 080000688 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 BABBS MOUNTAIN RD, WINCHESTER, VA 22603-3213 |
| Document Number | 0080000689 |
|---|---|
| Date | Mar 14, 2008 |
| Instrument | 080000689 |
| Name | BANK OF CLARKE COUNTY |
|---|
| Amount | Amount Recorded |
|---|
Source: Winchester City records · Assessment roll updated June 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,999.00 | $251,500 (+12.93%) Land $50,000 Building $201,500 | |
| 2025 | $1,999.00 (+8.17%) | $251,500 (+12.93%) Land $50,000 Building $201,500 | |
| 2023 | $1,848.00 (+20.47%) | $222,700 Land $50,000 Building $172,700 | $222,700 Land $50,000 Building $172,700 |
| 2022 | $1,534.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1988–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 225 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FREDERICK WATER serves 46,206 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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