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409 Summit Ave, Winchester, VA 22601 Property Records

Winchester City property record for 409 Summit Ave, Winchester, VA 22601 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,515 sqft · built 1956
Lot Size0.443 acres (19,297 sqft)
OwnerIndividual Name on File
Tax Bill$2,593 (2026)
Deeds & MortgagesDec 2018 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN331-03-83

Property Details

APN / Parcel Number

Primary APN331-03-83
Alternative APNs
  • 5322
  • 5946

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,515 sqft Living Area
1st Floor Area1,515 sqft
Basement Area1,515 sqft
Finished Basement1,485 sqft
Unfinished Basement30 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1980
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,297 sqft (0.443 acres)
Lot Dimensions172 ft deep x 112 ft wide
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area48 sqft
Deck Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number5322
Street Address409 SUMMIT AVE
CityWINCHESTER
StateVA
Zip22601-4251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAGNES V SHIRLEY B/A OF C D DYE ADD L-A S S 409 SUMMIT AVE
Legal SubdivisionC D DYE
Legal Lot NumberA
JurisdictionWINCHESTER CITY VA
Township / Civil DivisionWINCHESTER
Census Block Group4
Census Block4015
Census Tract302

Owner

Source: Winchester City records · APN 331-03-83

Assessment roll updated June 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address221 EQUESTRIAN WAY, MARTINSBURG, WV 25404-0555
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HOME LENDING INC
Sep 19, 2018Deed of Trust, Mortgage · Commercial Mortgage
CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address409 SUMMIT AVE, WINCHESTER, VA 22601-4251
Transaction TypeMortgage
Record UpdatedDec 31, 2018
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number180002613
DateDec 03, 2018
Instrument180002613
Lender
NameJG WENTWORTH HOME LENDING INC
TypeLending Institution
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2038

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address409 SUMMIT AVE, WINCHESTER, VA 22601-4251
Transaction TypeMortgage
Record UpdatedOct 02, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number180002009
DateSep 19, 2018
Instrument180002009
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
TypeBank
AddressCHARLES TOWN, WV 25414
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 05, 2028

Tax Assessment & Valuation

Source: Winchester City records · Assessment roll updated June 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,593.00$326,100 (+12.53%) Land $60,000 Building $266,100
2025$2,593.00 (+7.82%)$326,100 (+12.53%) Land $60,000 Building $266,100
2023$2,405.00 (+21.83%)$289,800 Land $60,000 Building $229,800$289,800 Land $60,000 Building $229,800
2022$1,974.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 51069C, updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 518400003024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1988–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2018, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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