401 Silvery Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 401 Silvery Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1947
Lot Size	0.216 acres (9,400 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Dec 2020)
Tax Bill	$8,241 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`486-181-20-00`

Property Details

APN / Parcel Number

Primary APN	`486-181-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	9,400 sqft (0.216 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	401 SILVERY LN
City	EL CAJON
State	CA
Zip	92020-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 113 TR 002382
Legal Subdivision	ROLLING HILLS
Legal Tract	002382
Legal Block	2
Legal Lot Number	113
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16100

Owner

401 Silvery Ln is owned and occupied by two individuals who acquired it in November 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 SILVERY LN, EL CAJON, CA 92020-2224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Transfer on Death Deed, Transfer
Dec 3, 2021	Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 15, 2020	Affidavit of Death, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Dec 15, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 13, 2017	Affidavit of Death, Transfer
Dec 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Deed Document Number	2020805268
Last Transfer Date	Nov 9, 2021
Transfer Doc	0000822980
Record Updated	Sep 20, 2026

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2021
Property Address	401 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000822991
Map Reference	MAP 2382
Instrument Date	Nov 9, 2021
Instrument	2021-0822991
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SILVERY LN, EL CAJON, CA 92020-2224

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2021
Property Address	401 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000822980
Map Reference	MAP 2382
Instrument Date	Nov 9, 2021
Instrument	2021-0822980
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 SILVERY LN, 401, EL CAJON, CA 92020-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SILVERY LN, EL CAJON, CA 92020-2224

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2020
Property Address	401 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000805267
Instrument Date	Dec 7, 2020
Instrument	805267
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 WALBOLLEN ST SPRING VALLEY CA 919773743, SPRING VALLEY, CA 91977-3743

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2020
Property Address	401 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000805268
Map Reference	MAP 2382
Instrument Date	Dec 4, 2020
Instrument	2020-0805268
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 SILVERY LN, EL CAJON, CA 92020-2224

Mortgage

Document Number	0000805269
Date	Dec 15, 2020
Instrument	2020-0805269

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2017
Property Address	401 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000581459
Instrument Date	Nov 14, 2017
Instrument	581459
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SILVERY LN EL CAJON CA 920202224, EL CAJON, CA 92020-2224

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2017
Property Address	401 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000581460
Instrument Date	Nov 14, 2017
Instrument	581460
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	401 SILVERY LN EL CAJON CA 920202224, EL CAJON, CA 92020-2224

Tax Assessment & Valuation

The 2025 property tax bill for 401 Silvery Ln was $8,241 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$656,926 (+2%) Land $414,030 Building $242,896
2025	$8,241.00 Homeowner's exemption	$644,046 Land $405,912 Building $238,134
2023	$7,930.00 (+2.87%) Homeowner's exemption	$619,038 Land $390,150 Building $228,888
2022	$7,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 401 Silvery Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Silvery Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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