400 Silvery Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 400 Silvery Ln, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,813 sqft · built 1948
Lot Size0.227 acres (9,900 sqft)
OwnerCompany Name on File
Last Sale$760,000 (Aug 2026)
Tax Bill$1,999 (2025)
Deeds & MortgagesAug 2026 Sale & Construction Loan
Aug 2026 Sale
Flood ZoneZone X (minimal risk)
APN486-182-10-00

Property Details

APN / Parcel Number

Primary APN486-182-10-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,813 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,900 sqft (0.227 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address400 SILVERY LN
CityEL CAJON
StateCA
Zip92020-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 88 TR 002382
Legal SubdivisionROLLING HILLS
Legal Tract002382
Legal Block2
Legal Lot Number88
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2007
Census Tract16100

Owner

400 Silvery Ln is owned by a company that bought it in August 2026 and is owner-occupied.

Source: San Diego County records, as of September 2, 2026

Owner of RecordCompany Name on File
Mailing Address10139 VISTA DE LA CRUZ, LA MESA, CA 91941-6857
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Grant Deed, Construction Loan · Construction Mortgage
FINANCE
Aug 25, 2026Affidavit, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2026 · Amount on File
Deed SaleAug 25, 2026 · Amount on File
Deed Document Number2026249742
Prior Transfer DateFeb 27, 2008
Prior Transfer Doc0000165824
Record UpdatedOct 29, 2026

August 2026: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2026
Property Address400 SILVERY LN, EL CAJON, CA 92020-2225
Document Number0000249742
Instrument DateAug 21, 2026
Instrument2026249742
Transaction TypeConstruction Loan
Record UpdatedSep 9, 2026
Title CompanyLAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$84,436.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address10139 VISTA DE LA CRUZ, LA MESA, CA 91941-6857
InvestorPossibly a Property Investor

Mortgage

Document Number0000249743,
DateAug 25, 2026
Instrument2026249743
Lender
NameFINANCE
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 1, 2027
Interest
Max Rate-1%

August 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2026
Property Address400 SILVERY LN, EL CAJON, CA 92020-2225
Document Number0000249740
Instrument DateAug 18, 2026
Instrument2026249740
Transaction TypeTransfer
Record UpdatedSep 2, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 400 Silvery Ln was $1,999 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$95,852 (+2%) Land $36,021 Building $59,831
2025$1,999.00 Homeowner's exemption$93,973 Land $35,315 Building $58,658
2023$1,612.00 (+15.31%) Homeowner's exemption$90,326 Land $33,945 Building $56,381
2022$1,398.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Silvery Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Silvery Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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