449 Silvery Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 449 Silvery Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,520 sqft · built 1947
Lot Size	0.285 acres (12,400 sqft)
Owner	2 Company Names on Record
Last Sale	$320,000 (Oct 2011)
Tax Bill	$6,519 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`486-181-15-00`

Property Details

APN / Parcel Number

Primary APN	`486-181-15-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	12,400 sqft (0.285 acres)

Location & Zoning

Street Address	449 SILVERY LN
City	EL CAJON
State	CA
Zip	92020-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 108 TR 002382
Legal Subdivision	ROLLING HILLS
Legal Tract	002382
Legal Block	2
Legal Lot Number	108
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	449 SILVERY LN, EL CAJON, CA 92020-2224
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Intrafamily Transfer, Transfer
Jan 28, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, PROVIDENT TITLE COMPANY
Jan 26, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 11, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2011 · Amount on Record
Deed Sale	Oct 21, 2011 · Amount on Record
Prior Sale	Jun 24, 2011 · Amount on Record
Deed Document Number	2011554065
Last Transfer Date	Jun 14, 2024
Transfer Doc	0000151439
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2022
Property Address	449 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000043646
Map Reference	MAP 2382
Instrument Date	Jan 21, 2022
Instrument	2022-0043646
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 SILVERY LN, EL CAJON, CA 92020-2224

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2022
Property Address	449 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000043647
Map Reference	MAP 2382
Instrument Date	Jan 21, 2022
Instrument	2022-0043647
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	NOT AVAILABLE, PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 SILVERY LN, EL CAJON, CA 92020-2224

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2022
Property Address	449 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000038219
Map Reference	MAP 2382
Instrument Date	Jan 21, 2022
Instrument	2022-0038219
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	449 SILVERY LN, EL CAJON, CA 92020-2224

Mortgage

Document Number	0000038220
Date	Jan 26, 2022
Instrument	2022-0038220

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2020
Property Address	449 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000846048
Instrument Date	Nov 14, 2020
Instrument	846048
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	449 SILVERY LN EL CAJON CA 920202224, EL CAJON, CA 92020-2224

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2019
Property Address	449 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000578524
Instrument Date	Oct 15, 2019
Instrument	578524
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	449 SILVERY LN EL CAJON CA 920202224, EL CAJON, CA 92020-2224

Mortgage

Document Number	578525
Date	Dec 11, 2019
Instrument	578525

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$503,379 (+2%) Land $216,305 Building $287,074
2025	$6,519.00 (+4.62%) Homeowner's exemption	$493,510 (+4.04%) Land $212,064 Building $281,446
2023	$6,231.00 (-0.06%)	$474,348 Land $203,830 Building $270,518
2022	$6,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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