448 Silvery Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 448 Silvery Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,100 sqft · built 1947
Lot Size	0.269 acres (11,700 sqft)
Owner	Company Name on File
Last Sale	$840,000 (Sep 2021)
Tax Bill	$11,807 (2025)
Deeds & Mortgages	May 2023 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-182-08-00`

Property Details

APN / Parcel Number

Primary APN	`486-182-08-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	11,700 sqft (0.269 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	448 SILVERY LN
City	EL CAJON
State	CA
Zip	92020-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 90 TR 002382
Legal Subdivision	ROLLING HILLS
Legal Tract	002382
Legal Block	2
Legal Lot Number	90
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	16100

Owner

448 Silvery Ln is owned by a company that bought it in September 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	448 SILVERY LN, EL CAJON, CA 92020-2225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Intrafamily Transfer, Transfer
Sep 1, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Apr 29, 2011 · Amount on File
Deed Document Number	2021622317
Prior Transfer Date	Dec 1, 2010
Prior Transfer Doc	0000685398
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2023
Property Address	448 SILVERY LN, EL CAJON, CA 92020-2225
Document Number	0000126326
Map Reference	MAP 2382
Instrument Date	May 5, 2023
Instrument	2023-0126326
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	448 SILVERY LN, EL CAJON, CA 92020-2225

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2021
Property Address	448 SILVERY LN, EL CAJON, CA 92020-2225
Document Number	0000622317
Map Reference	MAP 2382
Instrument Date	Jul 29, 2021
Instrument	2021-0622317
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 SILVERY LN, EL CAJON, CA 92020-2225

Mortgage

Document Number	0000622318
Date	Sep 1, 2021
Instrument	2021-0622318

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2017
Property Address	448 SILVERY LN, EL CAJON, CA 92020-2225
Document Number	0000463174
Instrument Date	Oct 6, 2017
Instrument	463174
Transaction Type	Transfer
Record Updated	Oct 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 19390 SAN DIEGO CA 921590390, SAN DIEGO, CA 92159-0390

Tax Assessment & Valuation

The 2025 property tax bill for 448 Silvery Ln was $11,807 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$909,241 (+2%) Land $487,093 Building $422,148
2025	$11,807.00 Homeowner's exemption	$891,414 Land $477,543 Building $413,871
2023	$11,594.00 (+3.56%) Homeowner's exemption	$856,800 Land $459,000 Building $397,800
2022	$11,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 448 Silvery Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Silvery Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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