401 S Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 401 S Cherry St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,164 sqft · built 1943
OwnerIndividual Name on Record
Tax Bill$232 (2025)
Flood ZoneZone X (minimal risk)
APN20879

Property Details

APN / Parcel Number

Primary APN20879
Alternative APN
  • 5820-00-005-001-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,164 sqft Living Area
1st Floor Area1,164 sqft

Exterior

Year BuiltBuilt 1943
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number20879
Street Address401 S CHERRY ST
CityCOMMERCE
StateOK
Zip74339-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 70' LTS 1 & 2, BLK 5 WAKEMAN
Legal Range23E
Legal Township28N
Legal Section06
Legal SubdivisionWAKEMAN
Legal Block5
Legal Lot Number1,2
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2044
Census Tract574200

Owner

Source: Ottawa County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 S CHERRY ST, COMMERCE, OK 74339-2433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 18, 2009
Transfer Doc000889/680
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$232.00 (+0.87%)$2,395 (+5%) Land $188 Building $2,207$22,837 (+14.12%) Land $1,650 Building $21,187
2024$230.00 (+12.75%)$2,281 (+0.57%) Land $188 Building $2,093$20,011 (-) Land $1,650 Building $18,361
2023$204.00 (+3.55%)$2,268 (+5%) Land $188 Building $2,080$20,011 (-) Land $1,650 Building $18,361
2022$197.00$2,160 Land $188 Building $1,972$20,011 Land $1,650 Building $18,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2007)
Most Recent ClaimJul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
The Junction Internet
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on S Cherry St

Nearby Streets

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