405 S Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 405 S Cherry St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,192 sqft · built 1943
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on File
Last Sale$32,000 (Aug 2011)
Tax Bill$366 (2025)
Deeds & MortgagesDec 2019 Sale
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN20881

Property Details

APN / Parcel Number

Primary APN20881
Alternative APN
  • 5820-00-005-003-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,192 sqft Living Area
1st Floor Area1,192 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1994
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialMetal
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage TypeDetached
Garage Area432 sqft
PorchEnclosed Porch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20881
Street Address405 S CHERRY ST
CityCOMMERCE
StateOK
Zip74339-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3, BLK 5 WAKEMAN
Legal Range23E
Legal Township28N
Legal Section06
Legal SubdivisionWAKEMAN
Legal Block5
Legal Lot Number3
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2044
Census Tract574200

Owner

Source: Ottawa County records · APN 20881

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 S CHERRY ST, COMMERCE, OK 74339-2433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE, O S TITLE
Dec 23, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2011 · Amount on Record
Deed SaleAug 02, 2011 · Amount on Record
Prior SaleDec 23, 2019 · Amount on Record
Deed Document Number000933/092
Deed Book / Page0933 / 092
Record UpdatedJun 08, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTTAWA OK
Recording DateDec 23, 2019
Property Address405 S CHERRY ST, COMMERCE, OK 74339-2433
Document Number001102/705
Book / Page1102 / 705
Instrument DateDec 23, 2019
Instrument2019-005343
Transaction TypeTransfer
Record UpdatedMar 18, 2022
Title CompanyNOT AVAILABLE, O S TITLE

Transaction

AmountAmount Recorded
Tax$18.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 S OATH CHELLY, COMMERCE, OK

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTTAWA OK
Recording DateDec 23, 2019
Property Address405 S CHERRY ST, COMMERCE, OK 74339-2433
Document Number001102/704
Book / Page1102 / 704
Instrument DateDec 23, 2019
Instrument2019-005342
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

AmountAmount Recorded
Tax$18.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 SOUTH CHELLY, COMMERCE, OK

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$366.00 (+0.83%)$3,776 (-20.64%) Land $171 Building $3,605$33,129 (-20.63%) Land $1,500 Building $31,629
2024$363.00 (-14.99%)$4,758 (-) Land $171 Building $4,587$41,738 (-) Land $1,500 Building $40,238
2023$427.00 (-1.61%)$4,758 (-) Land $171 Building $4,587$41,738 (-) Land $1,500 Building $40,238
2022$434.00$4,758 Land $171 Building $4,587$41,738 Land $1,500 Building $40,238

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2007)
Most Recent ClaimJul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Cable
1,000 / 50
The Junction Internet
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 388 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOMMERCE
serves 2,645 people
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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