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408 S Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 408 S Cherry St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 964 sqft · built 1923
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$25,000 (Aug 2025)
Tax Bill$143 (2025)
Deeds & MortgagesJun 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN20895

Property Details

APN / Parcel Number

Primary APN20895
Alternative APN
  • 5820-00-006-005-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area964 sqft Living Area
1st Floor Area964 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide

Exterior Amenities

PorchSlab
Porch Area36 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number20895
Street Address408 S CHERRY ST
CityCOMMERCE
StateOK
Zip74339-2434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5, BLK 6 WAKEMAN
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionWAKEMAN
Legal Block6
Legal Lot Number5
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2045
Census Tract574200

Owner

408 S Cherry St is owned and occupied by two individuals who bought it in August 2025.

Source: Ottawa County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address408 S CHERRY ST, COMMERCE, OK 74339-2434
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2025 · Amount on File
Deed SaleAug 5, 2025 · Amount on File
Deed Document Number20253562
Deed Book / Page1238 / 750
Record UpdatedOct 29, 2026

June 2022: Public Action, Foreclosure

Document TypePublic Action
JurisdictionOTTAWA OK
Recording DateJun 15, 2022
Property Address408 S CHERRY ST, COMMERCE, OK 74339-2434
Document Number001163/580
Book / Page1163 / 580
Instrument DateJun 13, 2022
InstrumentI-2022-003128
Transaction TypeForeclosure
Record UpdatedFeb 21, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 N QUINCY ST, COMMERCE, OK 74339-1419

Tax Assessment & Valuation

The 2025 property tax bill for 408 S Cherry St was $143, up 0.7% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,272 (+53.41%) Land $171 Building $2,101$19,933 (+4.31%) Land $1,500 Building $18,433
2025$143.00 (+0.7%)$1,481 (+4.96%) Land $149 Building $1,332$19,110 (+15.78%) Land $1,500 Building $17,610
2024$142.00 (+17.36%)$1,411 (+4.99%) Land $142 Building $1,269$16,506 (-) Land $1,500 Building $15,006
2023$121.00 (+3.42%)$1,344 (+5%) Land $138 Building $1,206$16,506 (-) Land $1,500 Building $15,006
2022$117.00$1,280 Land $134 Building $1,146$16,506 Land $1,500 Building $15,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 S Cherry St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2007)
Most Recent ClaimJul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 S Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
The Junction Internet
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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