314 S Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 314 S Cherry St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 672 sqft · built 2020
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on Record
Last Sale$6,000 (Dec 2014)
Deeds & MortgagesFeb 2024 Transfer
Flood ZoneZone X (minimal risk)
APN20840

Property Details

APN / Parcel Number

Primary APN20840
Alternative APN
  • 5820-00-001-008-0-000-00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area672 sqft Living Area
1st Floor Area775 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
PorchPorch
Porch Area12 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump

Location & Zoning

Account Number20840
Street Address314 S CHERRY ST
CityCOMMERCE
StateOK
Zip74339-2432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8, BLK 1 WAKEMAN 939/497 DIVORCE 955/256
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionWAKEMAN
Legal Block1
Legal Lot Number8
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2026
Census Tract574200

Owner

Source: Ottawa County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2214, ELK CITY, OK 73648-2214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2014 · Amount on Record
Deed SaleDec 12, 2014 · Amount on Record
Prior SaleSep 28, 2005 · Amount on Record
Deed Document Number20144817
Deed Book / Page1002 / 216
Last Transfer DateFeb 5, 2024
Transfer Doc0001200/31
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA OK
Recording DateFeb 5, 2024
Property Address314 S CHERRY ST, COMMERCE, OK 74339-2432
Document Number0001200/31
Book / Page1200 / 31
Instrument DateFeb 5, 2024
InstrumentI-2024-000465
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 2214, ELK CITY, OK 73648-2214

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$235 (+3.07%) Land $171 Building $64$66,938 (+3,246.9%) Land $1,500 Building $65,438
2023Homeowner's exemption$228 Land $171 Building $57$2,000 Land $1,500 Building $500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2007)
Most Recent ClaimJul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
The Junction Internet
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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