401 N Oak St, Normal, IL 61761 Property Records

McLean County property record for 401 N Oak St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,720 sqft · built 1968
Lot Size	0.202 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Aug 2009)
Tax Bill	$5,162 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-27-151-007`

Property Details

APN / Parcel Number

Primary APN	`14-27-151-007`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Units	8 Units
Building Area	2,720 sqft Living Area
1st Floor Area	1,360 sqft
Basement Area	1,360 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,712 sqft (0.202 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 N OAK ST
City	NORMAL
State	IL
Zip	61761-2661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	FIRST ADD TO NORMAL S 1/2 LOT 7 & 8 BLK 25
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	FIRST ADD
Legal Block	25
Legal Lot Number	7,8
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2028
Census Tract	106

Owner

Source: McLean County records · APN 14-27-151-007

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1233 SILVER OAK CIR, NORMAL, IL 61761-9401
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2009 · Amount on Record
Deed Sale	Aug 06, 2009 · Amount on Record
Deed Document Number	200925439
Last Transfer Date	Jan 23, 2025
Transfer Doc	0000001365
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	401 N OAK ST, NORMAL, IL 61761-2661
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15927 PEBBLE BEACH RD, BLOOMINGTON, IL 61705-4705

Mortgage

Document Number	202200007475
Date	Apr 21, 2022
Instrument	2022-00007475

Lender

Name	TOWN & COUNTRY BANK
Type	Bank
Address	SPRINGFIELD, IL 62791

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Apr 14, 2024

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,393 (+21.89%) Land $18,361 Building $51,032	$208,179 (+21.89%) Land $55,083 Building $153,096
2024	$5,162.00 (+5.95%)
2023	$4,872.00	$56,932 Land $15,064 Building $41,868	$170,796 Land $45,192 Building $125,604

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), as of June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company, Pavlov Media.

Based on FCC filings for 511 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1130900, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORMAL serves 52,736 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.