204 N Oak St, Normal, IL 61761 Property Records

McLean County property record for 204 N Oak St, Normal, IL 61761

Property Summary

Property Type	Commercial Vacant Land
Details	28 bd · 9,496 sqft · built 1975
Lot Size	0.404 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$535,000 (Feb 2016)
Tax Bill	$19,480 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-27-160-001`

Property Details

APN / Parcel Number

Primary APN	`14-27-160-001`

Interior

Bedrooms	28 Beds
Total Rooms	40 Rooms
Units	32 Units
Stories	2 Stories
Building Area	9,496 sqft Living Area
1st Floor Area	4,748 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Flat
Lot Area	17,424 sqft (0.404 acres)
Lot Dimensions	132 ft deep x 132 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	204 N OAK ST
City	NORMAL
State	IL
Zip	61761-2669
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	R-3A
Legal Description	FIRST ADD TO NORMAL LOT 3 & 4 BLK 34
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	FIRST ADD
Legal Block	34
Legal Lot Number	3,4
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2034
Census Tract	106

Owner

Source: McLean County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2500 GALEN DR, 10, CHAMPAIGN, IL 61821-7050
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK TRUST
Nov 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2016 · Amount on Record
Deed Sale	Feb 22, 2016 · Amount on Record
Prior Sale	Dec 21, 2015 · Amount on Record
Deed Document Number	20163865
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Aug 31, 2026
Property Address	204 N OAK ST, NORMAL, IL 61761-2669
Document Number	0000012858
Instrument Date	Aug 7, 2026
Instrument	202612858
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2500 GALEN DR, 10, CHAMPAIGN, IL 61821-7050

Mortgage

Document Number	0000012858,
Date	Aug 31, 2026
Instrument	202612858

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	204 N OAK ST, NORMAL, IL 61761-2669
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201700020225
Date	Nov 8, 2017
Instrument	2017-00020225

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,834 (-) Land $65,771 Building $149,063	$644,502 (-) Land $197,313 Building $447,189
2024	$19,480.00 (+5.94%)
2023	$18,387.00	$214,834 Land $60,263 Building $154,571	$644,502 Land $180,789 Building $463,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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